Mississippi Loan Limits

2021 Loan Limits

2021 Loan limits in Mississippi by county. Click on the map or table below to view loan limits for a particular county.

Mississippi Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Mississippi. The conforming loan limits for a single-family home anywhere in Mississippi is $548,250.

Loan limits in Mississippi are based on the median home price in each county of Mississippi. Based on home prices across the state, all areas in Mississippi have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Mississippi (82)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $105,000 $548,250
Alcorn County $104,000 $548,250
Amite County $105,000 $548,250
Attala County $86,000 $548,250
Benton County $96,000 $548,250
Bolivar County $114,000 $548,250
Calhoun County $79,000 $548,250
Carroll County $100,000 $548,250
Chickasaw County $74,000 $548,250
Choctaw County $92,000 $548,250
Claiborne County $71,000 $548,250
Clarke County $192,000 $548,250
Clay County $110,000 $548,250
Coahoma County $78,000 $548,250
Copiah County $280,000 $548,250
Covington County $224,000 $548,250
DeSoto County $238,000 $548,250
Forrest County $224,000 $548,250
Franklin County $86,000 $548,250
George County $144,000 $548,250
Greene County $94,000 $548,250
Grenada County $112,000 $548,250
Hancock County $195,000 $548,250
Harrison County $195,000 $548,250
Hinds County $280,000 $548,250
Holmes County $280,000 $548,250
Humphreys County $98,000 $548,250
Issaquena County $104,000 $548,250
Itawamba County $167,000 $548,250
Jackson County $195,000 $548,250
Jasper County $116,000 $548,250
Jefferson County $84,000 $548,250
Jefferson Davis County $95,000 $548,250
Jones County $116,000 $548,250
Kemper County $192,000 $548,250
Lafayette County $250,000 $548,250
Lamar County $224,000 $548,250
Lauderdale County $192,000 $548,250
Lawrence County $105,000 $548,250
Leake County $118,000 $548,250
Lee County $167,000 $548,250
Leflore County $100,000 $548,250
Lincoln County $155,000 $548,250
Lowndes County $173,000 $548,250
Madison County $280,000 $548,250
Marion County $96,000 $548,250
Marshall County $238,000 $548,250
Monroe County $172,000 $548,250
Montgomery County $90,000 $548,250
Neshoba County $92,000 $548,250
Newton County $93,000 $548,250
Noxubee County $146,000 $548,250
Oktibbeha County $181,000 $548,250
Panola County $161,000 $548,250
Pearl River County $144,000 $548,250
Perry County $224,000 $548,250
Pike County $137,000 $548,250
Pontotoc County $167,000 $548,250
Prentiss County $167,000 $548,250
Quitman County $59,000 $548,250
Rankin County $280,000 $548,250
Scott County $171,000 $548,250
Sharkey County $72,000 $548,250
Simpson County $280,000 $548,250
Smith County $107,000 $548,250
Stone County $195,000 $548,250
Sunflower County $83,000 $548,250
Tallahatchie County $76,000 $548,250
Tate County $238,000 $548,250
Tippah County $97,000 $548,250
Tishomingo County $96,000 $548,250
Tunica County $238,000 $548,250
Union County $107,000 $548,250
Walthall County $157,000 $548,250
Warren County $153,000 $548,250
Washington County $94,000 $548,250
Wayne County $95,000 $548,250
Webster County $181,000 $548,250
Wilkinson County $102,000 $548,250
Winston County $95,000 $548,250
Yalobusha County $94,000 $548,250
Yazoo County $280,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021