Minnesota Loan Limits

2021 Loan Limits

2021 Loan limits in Minnesota by county. Click on the map or table below to view loan limits for a particular county.

Minnesota Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Minnesota. The conforming loan limits for a single-family home anywhere in Minnesota is $548,250.

Loan limits in Minnesota are based on the median home price in each county of Minnesota. Based on home prices across the state, all areas in Minnesota have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Minnesota (87)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Aitkin County $154,000 $548,250
Anoka County $350,000 $548,250
Becker County $198,000 $548,250
Beltrami County $155,000 $548,250
Benton County $190,000 $548,250
Big Stone County $89,000 $548,250
Blue Earth County $209,000 $548,250
Brown County $145,000 $548,250
Carlton County $196,000 $548,250
Carver County $350,000 $548,250
Cass County $192,000 $548,250
Chippewa County $98,000 $548,250
Chisago County $350,000 $548,250
Clay County $238,000 $548,250
Clearwater County $116,000 $548,250
Cook County $246,000 $548,250
Cottonwood County $88,000 $548,250
Crow Wing County $192,000 $548,250
Dakota County $350,000 $548,250
Dodge County $240,000 $548,250
Douglas County $199,000 $548,250
Faribault County $80,000 $548,250
Fillmore County $240,000 $548,250
Freeborn County $130,000 $548,250
Goodhue County $203,000 $548,250
Grant County $94,000 $548,250
Hennepin County $350,000 $548,250
Houston County $188,000 $548,250
Hubbard County $145,000 $548,250
Isanti County $350,000 $548,250
Itasca County $156,000 $548,250
Jackson County $106,000 $548,250
Kanabec County $181,000 $548,250
Kandiyohi County $154,000 $548,250
Kittson County $68,000 $548,250
Koochiching County $85,000 $548,250
Lac qui Parle County $91,000 $548,250
Lake County $196,000 $548,250
Lake of the Woods County $144,000 $548,250
Le Sueur County $350,000 $548,250
Lincoln County $69,000 $548,250
Lyon County $140,000 $548,250
McLeod County $193,000 $548,250
Mahnomen County $97,000 $548,250
Marshall County $90,000 $548,250
Martin County $110,000 $548,250
Meeker County $160,000 $548,250
Mille Lacs County $350,000 $548,250
Morrison County $160,000 $548,250
Mower County $125,000 $548,250
Murray County $129,000 $548,250
Nicollet County $209,000 $548,250
Nobles County $135,000 $548,250
Norman County $84,000 $548,250
Olmsted County $240,000 $548,250
Otter Tail County $170,000 $548,250
Pennington County $145,000 $548,250
Pine County $166,000 $548,250
Pipestone County $78,000 $548,250
Polk County $230,000 $548,250
Pope County $148,000 $548,250
Ramsey County $350,000 $548,250
Red Lake County $91,000 $548,250
Redwood County $91,000 $548,250
Renville County $104,000 $548,250
Rice County $235,000 $548,250
Rock County $124,000 $548,250
Roseau County $134,000 $548,250
St. Louis County $196,000 $548,250
Scott County $350,000 $548,250
Sherburne County $350,000 $548,250
Sibley County $146,000 $548,250
Stearns County $190,000 $548,250
Steele County $191,000 $548,250
Stevens County $121,000 $548,250
Swift County $103,000 $548,250
Todd County $110,000 $548,250
Traverse County $66,000 $548,250
Wabasha County $240,000 $548,250
Wadena County $115,000 $548,250
Waseca County $146,000 $548,250
Washington County $350,000 $548,250
Watonwan County $93,000 $548,250
Wilkin County $163,000 $548,250
Winona County $167,000 $548,250
Wright County $350,000 $548,250
Yellow Medicine County $83,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021