Georgia Loan Limits

2021 Loan Limits

2021 Loan limits in Georgia by county. Click on the map or table below to view loan limits for a particular county.

Georgia Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Georgia. The conforming loan limits for a single-family home anywhere in Georgia is $548,250.

Loan limits in Georgia are based on the median home price in each county of Georgia. Based on home prices across the state, all areas in Georgia have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Georgia (159)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Appling County $123,000 $548,250
Atkinson County $125,000 $548,250
Bacon County $81,000 $548,250
Baker County $105,000 $548,250
Baldwin County $166,000 $548,250
Banks County $163,000 $548,250
Barrow County $359,000 $548,250
Bartow County $359,000 $548,250
Ben Hill County $88,000 $548,250
Berrien County $126,000 $548,250
Bibb County $178,000 $548,250
Bleckley County $121,000 $548,250
Brantley County $238,000 $548,250
Brooks County $159,000 $548,250
Bryan County $250,000 $548,250
Bulloch County $148,000 $548,250
Burke County $215,000 $548,250
Butts County $359,000 $548,250
Calhoun County $78,000 $548,250
Camden County $168,000 $548,250
Candler County $90,000 $548,250
Carroll County $359,000 $548,250
Catoosa County $221,000 $548,250
Charlton County $113,000 $548,250
Chatham County $250,000 $548,250
Chattahoochee County $252,000 $548,250
Chattooga County $124,000 $548,250
Cherokee County $359,000 $548,250
Clarke County $340,000 $548,250
Clay County $112,000 $548,250
Clayton County $359,000 $548,250
Clinch County $122,000 $548,250
Cobb County $359,000 $548,250
Coffee County $125,000 $548,250
Colquitt County $109,000 $548,250
Columbia County $215,000 $548,250
Cook County $87,000 $548,250
Coweta County $359,000 $548,250
Crawford County $178,000 $548,250
Crisp County $119,000 $548,250
Dade County $221,000 $548,250
Dawson County $359,000 $548,250
Decatur County $131,000 $548,250
DeKalb County $359,000 $548,250
Dodge County $90,000 $548,250
Dooly County $89,000 $548,250
Dougherty County $191,000 $548,250
Douglas County $359,000 $548,250
Early County $99,000 $548,250
Echols County $159,000 $548,250
Effingham County $250,000 $548,250
Elbert County $103,000 $548,250
Emanuel County $89,000 $548,250
Evans County $122,000 $548,250
Fannin County $223,000 $548,250
Fayette County $359,000 $548,250
Floyd County $138,000 $548,250
Forsyth County $359,000 $548,250
Franklin County $130,000 $548,250
Fulton County $359,000 $548,250
Gilmer County $176,000 $548,250
Glascock County $76,000 $548,250
Glynn County $238,000 $548,250
Gordon County $154,000 $548,250
Grady County $122,000 $548,250
Greene County $448,000 $548,250
Gwinnett County $359,000 $548,250
Habersham County $160,000 $548,250
Hall County $242,000 $548,250
Hancock County $166,000 $548,250
Haralson County $359,000 $548,250
Harris County $252,000 $548,250
Hart County $162,000 $548,250
Heard County $359,000 $548,250
Henry County $359,000 $548,250
Houston County $180,000 $548,250
Irwin County $101,000 $548,250
Jackson County $240,000 $548,250
Jasper County $359,000 $548,250
Jeff Davis County $110,000 $548,250
Jefferson County $85,000 $548,250
Jenkins County $71,000 $548,250
Johnson County $134,000 $548,250
Jones County $178,000 $548,250
Lamar County $359,000 $548,250
Lanier County $159,000 $548,250
Laurens County $134,000 $548,250
Lee County $191,000 $548,250
Liberty County $172,000 $548,250
Lincoln County $215,000 $548,250
Long County $172,000 $548,250
Lowndes County $159,000 $548,250
Lumpkin County $175,000 $548,250
McDuffie County $215,000 $548,250
McIntosh County $238,000 $548,250
Macon County $100,000 $548,250
Madison County $340,000 $548,250
Marion County $252,000 $548,250
Meriwether County $359,000 $548,250
Miller County $118,000 $548,250
Mitchell County $98,000 $548,250
Monroe County $178,000 $548,250
Montgomery County $117,000 $548,250
Morgan County $359,000 $548,250
Murray County $145,000 $548,250
Muscogee County $252,000 $548,250
Newton County $359,000 $548,250
Oconee County $340,000 $548,250
Oglethorpe County $340,000 $548,250
Paulding County $359,000 $548,250
Peach County $180,000 $548,250
Pickens County $359,000 $548,250
Pierce County $118,000 $548,250
Pike County $359,000 $548,250
Polk County $110,000 $548,250
Pulaski County $120,000 $548,250
Putnam County $222,000 $548,250
Quitman County $126,000 $548,250
Rabun County $176,000 $548,250
Randolph County $97,000 $548,250
Richmond County $215,000 $548,250
Rockdale County $359,000 $548,250
Schley County $105,000 $548,250
Screven County $98,000 $548,250
Seminole County $109,000 $548,250
Spalding County $359,000 $548,250
Stephens County $100,000 $548,250
Stewart County $252,000 $548,250
Sumter County $105,000 $548,250
Talbot County $252,000 $548,250
Taliaferro County $110,000 $548,250
Tattnall County $119,000 $548,250
Taylor County $110,000 $548,250
Telfair County $83,000 $548,250
Terrell County $191,000 $548,250
Thomas County $138,000 $548,250
Tift County $158,000 $548,250
Toombs County $117,000 $548,250
Towns County $211,000 $548,250
Treutlen County $134,000 $548,250
Troup County $139,000 $548,250
Turner County $85,000 $548,250
Twiggs County $178,000 $548,250
Union County $165,000 $548,250
Upson County $116,000 $548,250
Walker County $221,000 $548,250
Walton County $359,000 $548,250
Ware County $118,000 $548,250
Warren County $143,000 $548,250
Washington County $106,000 $548,250
Wayne County $141,000 $548,250
Webster County $71,000 $548,250
Wheeler County $86,000 $548,250
White County $160,000 $548,250
Whitfield County $145,000 $548,250
Wilcox County $98,000 $548,250
Wilkes County $101,000 $548,250
Wilkinson County $119,000 $548,250
Worth County $191,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021