Idaho Loan Limits

2022 Loan Limits

2022 Loan limits in Idaho by county. Click on the map or table below to view loan limits for a particular county.

Idaho Map

Minimum Loan Limit
Maximum Loan Limit

Idaho has 44 counties, with conforming loan limits for a single-family home ranging from $647,200 in Ada County to $970,800 in Teton County.

Idaho has 41 counties with standard or low-cost loan limits equal to the national baseline; 1 county with high-cost loan limits equal to the national ceiling; and 2 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Idaho (44)

High-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Teton County $1,250,000 $970,800

Mid-Range Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Blaine County $564,000 $648,600
Camas County $564,000 $648,600

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Ada County $448,000 $647,200
Adams County $250,000 $647,200
Bannock County $256,000 $647,200
Bear Lake County $240,000 $647,200
Benewah County $193,000 $647,200
Bingham County $269,000 $647,200
Boise County $448,000 $647,200
Bonner County $372,000 $647,200
Bonneville County $348,000 $647,200
Boundary County $310,000 $647,200
Butte County $348,000 $647,200
Canyon County $448,000 $647,200
Caribou County $207,000 $647,200
Cassia County $244,000 $647,200
Clark County $239,000 $647,200
Clearwater County $172,000 $647,200
Custer County $205,000 $647,200
Elmore County $280,000 $647,200
Franklin County $345,000 $647,200
Fremont County $315,000 $647,200
Gem County $448,000 $647,200
Gooding County $215,000 $647,200
Idaho County $170,000 $647,200
Jefferson County $348,000 $647,200
Jerome County $288,000 $647,200
Kootenai County $420,000 $647,200
Latah County $330,000 $647,200
Lemhi County $212,000 $647,200
Lewis County $174,000 $647,200
Lincoln County $562,000 $647,200
Madison County $315,000 $647,200
Minidoka County $244,000 $647,200
Nez Perce County $272,000 $647,200
Oneida County $212,000 $647,200
Owyhee County $448,000 $647,200
Payette County $293,000 $647,200
Power County $256,000 $647,200
Shoshone County $233,000 $647,200
Twin Falls County $288,000 $647,200
Valley County $363,000 $647,200
Washington County $236,000 $647,200

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022