Idaho Loan Limits

2021 Loan Limits

2021 Loan limits in Idaho by county. Click on the map or table below to view loan limits for a particular county.

Idaho Map

Minimum Loan Limit
Maximum Loan Limit

Idaho has 44 counties, with conforming loan limits for a single-family home ranging from $548,250 in Ada County to $822,375 in Teton County.

Idaho has 40 counties with standard or low-cost loan limits equal to the national baseline; 1 county with high-cost loan limits equal to the national ceiling; and 3 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Idaho (44)

High-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Teton County $938,000 $822,375

Mid-Range Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Blaine County $562,000 $625,500
Camas County $562,000 $625,500
Lincoln County $562,000 $625,500

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Ada County $361,000 $548,250
Adams County $233,000 $548,250
Bannock County $210,000 $548,250
Bear Lake County $181,000 $548,250
Benewah County $162,000 $548,250
Bingham County $215,000 $548,250
Boise County $361,000 $548,250
Bonner County $298,000 $548,250
Bonneville County $278,000 $548,250
Boundary County $225,000 $548,250
Butte County $278,000 $548,250
Canyon County $361,000 $548,250
Caribou County $187,000 $548,250
Cassia County $214,000 $548,250
Clark County $160,000 $548,250
Clearwater County $155,000 $548,250
Custer County $205,000 $548,250
Elmore County $219,000 $548,250
Franklin County $292,000 $548,250
Fremont County $269,000 $548,250
Gem County $361,000 $548,250
Gooding County $177,000 $548,250
Idaho County $160,000 $548,250
Jefferson County $278,000 $548,250
Jerome County $230,000 $548,250
Kootenai County $338,000 $548,250
Latah County $304,000 $548,250
Lemhi County $193,000 $548,250
Lewis County $152,000 $548,250
Madison County $269,000 $548,250
Minidoka County $214,000 $548,250
Nez Perce County $248,000 $548,250
Oneida County $188,000 $548,250
Owyhee County $361,000 $548,250
Payette County $239,000 $548,250
Power County $210,000 $548,250
Shoshone County $166,000 $548,250
Twin Falls County $230,000 $548,250
Valley County $330,000 $548,250
Washington County $181,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021