Hawaii Loan Limits

2021 Loan Limits

2021 Loan limits in Hawaii by county. Click on the map or table below to view loan limits for a particular county.

Hawaii Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Hawaii. The conforming loan limits for a single-family home anywhere in Hawaii is $822,375.

Unlike other areas in the US, loan limits in Hawaii are not based on the median home price. Loan limits in Hawaii are set equal to the loan limit ceiling in accordance with the 2008 Housing and Economic Recovery Act (HERA) which mandates all loan limits in Hawaii be set to the maximum due to high cost of building homes.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Hawaii (5)

High-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Hawaii County $355,000 $822,375
Honolulu County $627,000 $822,375
Kalawao County $629,000 $822,375
Kauai County $626,000 $822,375
Maui County $629,000 $822,375


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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021