Florida Loan Limits

2021 Loan Limits

2021 Loan limits in Florida by county. Click on the map or table below to view loan limits for a particular county.

Florida Map

Minimum Loan Limit
Maximum Loan Limit

Florida has 67 counties, with conforming loan limits for a single-family home ranging from $548,250 in Alachua County to $608,350 in Monroe County.

Florida has 66 counties with standard or low-cost loan limits equal to the national baseline; 0 counties with high-cost loan limits equal to the national ceiling; and 1 county with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Florida (67)

Mid-Range Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Monroe County $529,000 $608,350

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Alachua County $214,000 $548,250
Baker County $338,000 $548,250
Bay County $205,000 $548,250
Bradford County $113,000 $548,250
Brevard County $229,000 $548,250
Broward County $350,000 $548,250
Calhoun County $79,000 $548,250
Charlotte County $219,000 $548,250
Citrus County $140,000 $548,250
Clay County $338,000 $548,250
Collier County $400,000 $548,250
Columbia County $125,000 $548,250
DeSoto County $115,000 $548,250
Dixie County $93,000 $548,250
Duval County $338,000 $548,250
Escambia County $230,000 $548,250
Flagler County $236,000 $548,250
Franklin County $213,000 $548,250
Gadsden County $196,000 $548,250
Gilchrist County $214,000 $548,250
Glades County $86,000 $548,250
Gulf County $207,000 $548,250
Hamilton County $70,000 $548,250
Hardee County $87,000 $548,250
Hendry County $120,000 $548,250
Hernando County $260,000 $548,250
Highlands County $135,000 $548,250
Hillsborough County $260,000 $548,250
Holmes County $93,000 $548,250
Indian River County $243,000 $548,250
Jackson County $110,000 $548,250
Jefferson County $196,000 $548,250
Lafayette County $97,000 $548,250
Lake County $299,000 $548,250
Lee County $241,000 $548,250
Leon County $196,000 $548,250
Levy County $214,000 $548,250
Liberty County $100,000 $548,250
Madison County $95,000 $548,250
Manatee County $308,000 $548,250
Marion County $162,000 $548,250
Martin County $332,000 $548,250
Miami-Dade County $350,000 $548,250
Nassau County $338,000 $548,250
Okaloosa County $384,000 $548,250
Okeechobee County $110,000 $548,250
Orange County $299,000 $548,250
Osceola County $299,000 $548,250
Palm Beach County $350,000 $548,250
Pasco County $260,000 $548,250
Pinellas County $260,000 $548,250
Polk County $206,000 $548,250
Putnam County $96,000 $548,250
St. Johns County $338,000 $548,250
St. Lucie County $332,000 $548,250
Santa Rosa County $230,000 $548,250
Sarasota County $308,000 $548,250
Seminole County $299,000 $548,250
Sumter County $276,000 $548,250
Suwannee County $116,000 $548,250
Taylor County $83,000 $548,250
Union County $130,000 $548,250
Volusia County $236,000 $548,250
Wakulla County $196,000 $548,250
Walton County $384,000 $548,250
Washington County $105,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021