Alabama Loan Limits

2021 Loan Limits

2021 Loan limits in Alabama by county. Click on the map or table below to view loan limits for a particular county.

Alabama Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Alabama. The conforming loan limits for a single-family home anywhere in Alabama is $548,250.

Loan limits in Alabama are based on the median home price in each county of Alabama. Based on home prices across the state, all areas in Alabama have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Alabama (67)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Autauga County $172,000 $548,250
Baldwin County $210,000 $548,250
Barbour County $126,000 $548,250
Bibb County $229,000 $548,250
Blount County $229,000 $548,250
Bullock County $89,000 $548,250
Butler County $99,000 $548,250
Calhoun County $137,000 $548,250
Chambers County $139,000 $548,250
Cherokee County $141,000 $548,250
Chilton County $229,000 $548,250
Choctaw County $86,000 $548,250
Clarke County $115,000 $548,250
Clay County $87,000 $548,250
Cleburne County $177,000 $548,250
Coffee County $142,000 $548,250
Colbert County $176,000 $548,250
Conecuh County $88,000 $548,250
Coosa County $195,000 $548,250
Covington County $82,000 $548,250
Crenshaw County $91,000 $548,250
Cullman County $123,000 $548,250
Dale County $118,000 $548,250
Dallas County $97,000 $548,250
DeKalb County $146,000 $548,250
Elmore County $172,000 $548,250
Escambia County $112,000 $548,250
Etowah County $160,000 $548,250
Fayette County $111,000 $548,250
Franklin County $92,000 $548,250
Geneva County $171,000 $548,250
Greene County $288,000 $548,250
Hale County $288,000 $548,250
Henry County $171,000 $548,250
Houston County $171,000 $548,250
Jackson County $120,000 $548,250
Jefferson County $229,000 $548,250
Lamar County $96,000 $548,250
Lauderdale County $176,000 $548,250
Lawrence County $156,000 $548,250
Lee County $208,000 $548,250
Limestone County $197,000 $548,250
Lowndes County $172,000 $548,250
Macon County $108,000 $548,250
Madison County $197,000 $548,250
Marengo County $106,000 $548,250
Marion County $99,000 $548,250
Marshall County $115,000 $548,250
Mobile County $145,000 $548,250
Monroe County $107,000 $548,250
Montgomery County $172,000 $548,250
Morgan County $156,000 $548,250
Perry County $79,000 $548,250
Pickens County $288,000 $548,250
Pike County $134,000 $548,250
Randolph County $101,000 $548,250
Russell County $252,000 $548,250
St. Clair County $229,000 $548,250
Shelby County $229,000 $548,250
Sumter County $85,000 $548,250
Talladega County $158,000 $548,250
Tallapoosa County $195,000 $548,250
Tuscaloosa County $288,000 $548,250
Walker County $86,000 $548,250
Washington County $145,000 $548,250
Wilcox County $94,000 $548,250
Winston County $88,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021