West Virginia Loan Limits

2021 Loan Limits

2021 Loan limits in West Virginia by county. Click on the map or table below to view loan limits for a particular county.

West Virginia Map

Minimum Loan Limit
Maximum Loan Limit

West Virginia has 55 counties, with conforming loan limits for a single-family home ranging from $548,250 in Barbour County to $822,375 in Jefferson County.

West Virginia has 54 counties with standard or low-cost loan limits equal to the national baseline; 1 county with high-cost loan limits equal to the national ceiling; and 0 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in West Virginia (55)

High-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Jefferson County $823,000 $822,375

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Barbour County $98,000 $548,250
Berkeley County $210,000 $548,250
Boone County $139,000 $548,250
Braxton County $101,000 $548,250
Brooke County $123,000 $548,250
Cabell County $195,000 $548,250
Calhoun County $89,000 $548,250
Clay County $139,000 $548,250
Doddridge County $131,000 $548,250
Fayette County $164,000 $548,250
Gilmer County $112,000 $548,250
Grant County $161,000 $548,250
Greenbrier County $128,000 $548,250
Hampshire County $285,000 $548,250
Hancock County $123,000 $548,250
Hardy County $120,000 $548,250
Harrison County $131,000 $548,250
Jackson County $139,000 $548,250
Kanawha County $139,000 $548,250
Lewis County $109,000 $548,250
Lincoln County $139,000 $548,250
Logan County $101,000 $548,250
McDowell County $79,000 $548,250
Marion County $115,000 $548,250
Marshall County $132,000 $548,250
Mason County $122,000 $548,250
Mercer County $146,000 $548,250
Mineral County $127,000 $548,250
Mingo County $95,000 $548,250
Monongalia County $220,000 $548,250
Monroe County $155,000 $548,250
Morgan County $210,000 $548,250
Nicholas County $106,000 $548,250
Ohio County $132,000 $548,250
Pendleton County $121,000 $548,250
Pleasants County $130,000 $548,250
Pocahontas County $120,000 $548,250
Preston County $220,000 $548,250
Putnam County $195,000 $548,250
Raleigh County $164,000 $548,250
Randolph County $111,000 $548,250
Ritchie County $86,000 $548,250
Roane County $105,000 $548,250
Summers County $108,000 $548,250
Taylor County $131,000 $548,250
Tucker County $135,000 $548,250
Tyler County $102,000 $548,250
Upshur County $126,000 $548,250
Wayne County $195,000 $548,250
Webster County $101,000 $548,250
Wetzel County $102,000 $548,250
Wirt County $113,000 $548,250
Wood County $113,000 $548,250
Wyoming County $76,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021