Washington Loan Limits

2021 Loan Limits

2021 Loan limits in Washington state by county. Click on the map or table below to view loan limits for a particular county.

Washington Map

Minimum Loan Limit
Maximum Loan Limit

Washington has 39 counties, with conforming loan limits for a single-family home ranging from $548,250 in Adams County to $776,250 in Snohomish County.

Washington has 36 counties with standard or low-cost loan limits equal to the national baseline; 0 counties with high-cost loan limits equal to the national ceiling; and 3 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Washington (39)

Mid-Range Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
King County $675,000 $776,250
Pierce County $675,000 $776,250
Snohomish County $675,000 $776,250

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $171,000 $548,250
Asotin County $248,000 $548,250
Benton County $306,000 $548,250
Chelan County $323,000 $548,250
Clallam County $334,000 $548,250
Clark County $450,000 $548,250
Columbia County $165,000 $548,250
Cowlitz County $272,000 $548,250
Douglas County $323,000 $548,250
Ferry County $200,000 $548,250
Franklin County $306,000 $548,250
Garfield County $192,000 $548,250
Grant County $205,000 $548,250
Grays Harbor County $185,000 $548,250
Island County $375,000 $548,250
Jefferson County $306,000 $548,250
Kitsap County $379,000 $548,250
Kittitas County $306,000 $548,250
Klickitat County $240,000 $548,250
Lewis County $235,000 $548,250
Lincoln County $203,000 $548,250
Mason County $253,000 $548,250
Okanogan County $164,000 $548,250
Pacific County $151,000 $548,250
Pend Oreille County $279,000 $548,250
San Juan County $433,000 $548,250
Skagit County $353,000 $548,250
Skamania County $450,000 $548,250
Spokane County $270,000 $548,250
Stevens County $270,000 $548,250
Thurston County $353,000 $548,250
Wahkiakum County $208,000 $548,250
Walla Walla County $270,000 $548,250
Whatcom County $385,000 $548,250
Whitman County $271,000 $548,250
Yakima County $240,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021