Washington Loan Limits

2022 Loan Limits

2022 Loan limits in Washington state by county. Click on the map or table below to view loan limits for a particular county.

Washington Map

Minimum Loan Limit
Maximum Loan Limit

Washington has 39 counties, with conforming loan limits for a single-family home ranging from $647,200 in Adams County to $891,250 in Snohomish County.

Washington has 36 counties with standard or low-cost loan limits equal to the national baseline; 0 counties with high-cost loan limits equal to the national ceiling; and 3 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Washington (39)

Mid-Range Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
King County $775,000 $891,250
Pierce County $775,000 $891,250
Snohomish County $775,000 $891,250

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $225,000 $647,200
Asotin County $272,000 $647,200
Benton County $340,000 $647,200
Chelan County $350,000 $647,200
Clallam County $334,000 $647,200
Clark County $520,000 $647,200
Columbia County $185,000 $647,200
Cowlitz County $315,000 $647,200
Douglas County $350,000 $647,200
Ferry County $236,000 $647,200
Franklin County $340,000 $647,200
Garfield County $208,000 $647,200
Grant County $231,000 $647,200
Grays Harbor County $214,000 $647,200
Island County $445,000 $647,200
Jefferson County $306,000 $647,200
Kitsap County $433,000 $647,200
Kittitas County $306,000 $647,200
Klickitat County $240,000 $647,200
Lewis County $275,000 $647,200
Lincoln County $227,000 $647,200
Mason County $266,000 $647,200
Okanogan County $175,000 $647,200
Pacific County $191,000 $647,200
Pend Oreille County $279,000 $647,200
San Juan County $433,000 $647,200
Skagit County $412,000 $647,200
Skamania County $520,000 $647,200
Spokane County $320,000 $647,200
Stevens County $320,000 $647,200
Thurston County $415,000 $647,200
Wahkiakum County $285,000 $647,200
Walla Walla County $325,000 $647,200
Whatcom County $447,000 $647,200
Whitman County $271,000 $647,200
Yakima County $268,000 $647,200

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022