Utah Loan Limits

2021 Loan Limits

2021 Loan limits in Utah by county. Click on the map or table below to view loan limits for a particular county.

Utah Map

Minimum Loan Limit
Maximum Loan Limit

Utah has 29 counties, with conforming loan limits for a single-family home ranging from $548,250 in Beaver County to $817,650 in Wasatch County.

Utah has 21 counties with standard or low-cost loan limits equal to the national baseline; 0 counties with high-cost loan limits equal to the national ceiling; and 8 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Utah (29)

Mid-Range Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Box Elder County $562,000 $646,300
Davis County $562,000 $646,300
Morgan County $562,000 $646,300
Salt Lake County $522,000 $600,300
Summit County $711,000 $817,650
Tooele County $522,000 $600,300
Wasatch County $711,000 $817,650
Weber County $562,000 $646,300

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Beaver County $240,000 $548,250
Cache County $292,000 $548,250
Carbon County $165,000 $548,250
Daggett County $267,000 $548,250
Duchesne County $224,000 $548,250
Emery County $176,000 $548,250
Garfield County $227,000 $548,250
Grand County $300,000 $548,250
Iron County $259,000 $548,250
Juab County $382,000 $548,250
Kane County $243,000 $548,250
Millard County $198,000 $548,250
Piute County $196,000 $548,250
Rich County $326,000 $548,250
San Juan County $174,000 $548,250
Sanpete County $240,000 $548,250
Sevier County $198,000 $548,250
Uintah County $249,000 $548,250
Utah County $382,000 $548,250
Washington County $360,000 $548,250
Wayne County $224,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021