Texas Loan Limits

2022 Loan Limits

2022 Loan limits in Texas by county. Click on the map or table below to view loan limits for a particular county.

Texas Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Texas. The conforming loan limits for a single-family home anywhere in Texas is $647,200.

Loan limits in Texas are based on the median home price in each county of Texas. Based on home prices across the state, all areas in Texas have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Texas (254)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Anderson County $134,000 $647,200
Andrews County $181,000 $647,200
Angelina County $176,000 $647,200
Aransas County $250,000 $647,200
Archer County $189,000 $647,200
Armstrong County $225,000 $647,200
Atascosa County $391,000 $647,200
Austin County $325,000 $647,200
Bailey County $112,000 $647,200
Bandera County $391,000 $647,200
Bastrop County $420,000 $647,200
Baylor County $115,000 $647,200
Bee County $147,000 $647,200
Bell County $220,000 $647,200
Bexar County $391,000 $647,200
Blanco County $229,000 $647,200
Borden County $246,000 $647,200
Bosque County $158,000 $647,200
Bowie County $167,000 $647,200
Brazoria County $325,000 $647,200
Brazos County $257,000 $647,200
Brewster County $242,000 $647,200
Briscoe County $101,000 $647,200
Brooks County $94,000 $647,200
Brown County $155,000 $647,200
Burleson County $257,000 $647,200
Burnet County $232,000 $647,200
Caldwell County $420,000 $647,200
Calhoun County $150,000 $647,200
Callahan County $208,000 $647,200
Cameron County $164,000 $647,200
Camp County $184,000 $647,200
Carson County $225,000 $647,200
Cass County $133,000 $647,200
Castro County $139,000 $647,200
Chambers County $325,000 $647,200
Cherokee County $164,000 $647,200
Childress County $102,000 $647,200
Clay County $189,000 $647,200
Cochran County $82,000 $647,200
Coke County $119,000 $647,200
Coleman County $98,000 $647,200
Collin County $392,000 $647,200
Collingsworth County $134,000 $647,200
Colorado County $210,000 $647,200
Comal County $391,000 $647,200
Comanche County $147,000 $647,200
Concho County $159,000 $647,200
Cooke County $224,000 $647,200
Coryell County $220,000 $647,200
Cottle County $75,000 $647,200
Crane County $160,000 $647,200
Crockett County $178,000 $647,200
Crosby County $209,000 $647,200
Culberson County $161,000 $647,200
Dallam County $150,000 $647,200
Dallas County $392,000 $647,200
Dawson County $126,000 $647,200
Deaf Smith County $193,000 $647,200
Delta County $142,000 $647,200
Denton County $392,000 $647,200
DeWitt County $143,000 $647,200
Dickens County $66,000 $647,200
Dimmit County $135,000 $647,200
Donley County $107,000 $647,200
Duval County $141,000 $647,200
Eastland County $102,000 $647,200
Ector County $231,000 $647,200
Edwards County $155,000 $647,200
Ellis County $392,000 $647,200
El Paso County $193,000 $647,200
Erath County $182,000 $647,200
Falls County $227,000 $647,200
Fannin County $184,000 $647,200
Fayette County $222,000 $647,200
Fisher County $98,000 $647,200
Floyd County $81,000 $647,200
Foard County $90,000 $647,200
Fort Bend County $325,000 $647,200
Franklin County $197,000 $647,200
Freestone County $144,000 $647,200
Frio County $123,000 $647,200
Gaines County $160,000 $647,200
Galveston County $325,000 $647,200
Garza County $119,000 $647,200
Gillespie County $349,000 $647,200
Glasscock County $250,000 $647,200
Goliad County $217,000 $647,200
Gonzales County $181,000 $647,200
Gray County $168,000 $647,200
Grayson County $221,000 $647,200
Gregg County $195,000 $647,200
Grimes County $181,000 $647,200
Guadalupe County $391,000 $647,200
Hale County $138,000 $647,200
Hall County $64,000 $647,200
Hamilton County $129,000 $647,200
Hansford County $120,000 $647,200
Hardeman County $72,000 $647,200
Hardin County $215,000 $647,200
Harris County $325,000 $647,200
Harrison County $195,000 $647,200
Hartley County $217,000 $647,200
Haskell County $83,000 $647,200
Hays County $420,000 $647,200
Hemphill County $181,000 $647,200
Henderson County $187,000 $647,200
Hidalgo County $176,000 $647,200
Hill County $170,000 $647,200
Hockley County $158,000 $647,200
Hood County $253,000 $647,200
Hopkins County $184,000 $647,200
Houston County $139,000 $647,200
Howard County $164,000 $647,200
Hudspeth County $193,000 $647,200
Hunt County $392,000 $647,200
Hutchinson County $107,000 $647,200
Irion County $208,000 $647,200
Jack County $169,000 $647,200
Jackson County $132,000 $647,200
Jasper County $141,000 $647,200
Jeff Davis County $335,000 $647,200
Jefferson County $215,000 $647,200
Jim Hogg County $152,000 $647,200
Jim Wells County $141,000 $647,200
Johnson County $392,000 $647,200
Jones County $208,000 $647,200
Karnes County $138,000 $647,200
Kaufman County $392,000 $647,200
Kendall County $391,000 $647,200
Kenedy County $188,000 $647,200
Kent County $113,000 $647,200
Kerr County $267,000 $647,200
Kimble County $263,000 $647,200
King County $114,000 $647,200
Kinney County $116,000 $647,200
Kleberg County $188,000 $647,200
Knox County $57,000 $647,200
Lamar County $160,000 $647,200
Lamb County $110,000 $647,200
Lampasas County $220,000 $647,200
La Salle County $188,000 $647,200
Lavaca County $190,000 $647,200
Lee County $200,000 $647,200
Leon County $170,000 $647,200
Liberty County $325,000 $647,200
Limestone County $112,000 $647,200
Lipscomb County $105,000 $647,200
Live Oak County $132,000 $647,200
Llano County $250,000 $647,200
Loving County $91,000 $647,200
Lubbock County $209,000 $647,200
Lynn County $209,000 $647,200
McCulloch County $118,000 $647,200
McLennan County $227,000 $647,200
McMullen County $178,000 $647,200
Madison County $176,000 $647,200
Marion County $139,000 $647,200
Martin County $308,000 $647,200
Mason County $216,000 $647,200
Matagorda County $154,000 $647,200
Maverick County $172,000 $647,200
Medina County $391,000 $647,200
Menard County $97,000 $647,200
Midland County $308,000 $647,200
Milam County $168,000 $647,200
Mills County $177,000 $647,200
Mitchell County $104,000 $647,200
Montague County $147,000 $647,200
Montgomery County $325,000 $647,200
Moore County $153,000 $647,200
Morris County $117,000 $647,200
Motley County $71,000 $647,200
Nacogdoches County $191,000 $647,200
Navarro County $141,000 $647,200
Newton County $119,000 $647,200
Nolan County $135,000 $647,200
Nueces County $243,000 $647,200
Ochiltree County $129,000 $647,200
Oldham County $225,000 $647,200
Orange County $215,000 $647,200
Palo Pinto County $200,000 $647,200
Panola County $172,000 $647,200
Parker County $392,000 $647,200
Parmer County $118,000 $647,200
Pecos County $130,000 $647,200
Polk County $150,000 $647,200
Potter County $225,000 $647,200
Presidio County $272,000 $647,200
Rains County $161,000 $647,200
Randall County $225,000 $647,200
Reagan County $176,000 $647,200
Real County $183,000 $647,200
Red River County $87,000 $647,200
Reeves County $91,000 $647,200
Refugio County $153,000 $647,200
Roberts County $168,000 $647,200
Robertson County $257,000 $647,200
Rockwall County $392,000 $647,200
Runnels County $116,000 $647,200
Rusk County $195,000 $647,200
Sabine County $139,000 $647,200
San Augustine County $132,000 $647,200
San Jacinto County $155,000 $647,200
San Patricio County $243,000 $647,200
San Saba County $140,000 $647,200
Schleicher County $130,000 $647,200
Scurry County $139,000 $647,200
Shackelford County $115,000 $647,200
Shelby County $113,000 $647,200
Sherman County $126,000 $647,200
Smith County $232,000 $647,200
Somervell County $268,000 $647,200
Starr County $89,000 $647,200
Stephens County $138,000 $647,200
Sterling County $208,000 $647,200
Stonewall County $133,000 $647,200
Sutton County $129,000 $647,200
Swisher County $102,000 $647,200
Tarrant County $392,000 $647,200
Taylor County $208,000 $647,200
Terrell County $102,000 $647,200
Terry County $97,000 $647,200
Throckmorton County $117,000 $647,200
Titus County $184,000 $647,200
Tom Green County $208,000 $647,200
Travis County $420,000 $647,200
Trinity County $124,000 $647,200
Tyler County $142,000 $647,200
Upshur County $195,000 $647,200
Upton County $121,000 $647,200
Uvalde County $172,000 $647,200
Val Verde County $173,000 $647,200
Van Zandt County $185,000 $647,200
Victoria County $217,000 $647,200
Walker County $188,000 $647,200
Waller County $325,000 $647,200
Ward County $200,000 $647,200
Washington County $256,000 $647,200
Webb County $207,000 $647,200
Wharton County $193,000 $647,200
Wheeler County $106,000 $647,200
Wichita County $189,000 $647,200
Wilbarger County $90,000 $647,200
Willacy County $87,000 $647,200
Williamson County $420,000 $647,200
Wilson County $391,000 $647,200
Winkler County $165,000 $647,200
Wise County $392,000 $647,200
Wood County $182,000 $647,200
Yoakum County $190,000 $647,200
Young County $149,000 $647,200
Zapata County $74,000 $647,200
Zavala County $95,000 $647,200

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022