Texas Loan Limits

2021 Loan Limits

2021 Loan limits in Texas by county. Click on the map or table below to view loan limits for a particular county.

Texas Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Texas. The conforming loan limits for a single-family home anywhere in Texas is $548,250.

Loan limits in Texas are based on the median home price in each county of Texas. Based on home prices across the state, all areas in Texas have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Texas (254)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Anderson County $121,000 $548,250
Andrews County $166,000 $548,250
Angelina County $146,000 $548,250
Aransas County $214,000 $548,250
Archer County $189,000 $548,250
Armstrong County $199,000 $548,250
Atascosa County $351,000 $548,250
Austin County $290,000 $548,250
Bailey County $84,000 $548,250
Bandera County $351,000 $548,250
Bastrop County $362,000 $548,250
Baylor County $115,000 $548,250
Bee County $147,000 $548,250
Bell County $192,000 $548,250
Bexar County $351,000 $548,250
Blanco County $218,000 $548,250
Borden County $180,000 $548,250
Bosque County $137,000 $548,250
Bowie County $150,000 $548,250
Brazoria County $290,000 $548,250
Brazos County $245,000 $548,250
Brewster County $198,000 $548,250
Briscoe County $101,000 $548,250
Brooks County $85,000 $548,250
Brown County $142,000 $548,250
Burleson County $245,000 $548,250
Burnet County $230,000 $548,250
Caldwell County $362,000 $548,250
Calhoun County $150,000 $548,250
Callahan County $189,000 $548,250
Cameron County $136,000 $548,250
Camp County $159,000 $548,250
Carson County $199,000 $548,250
Cass County $106,000 $548,250
Castro County $128,000 $548,250
Chambers County $290,000 $548,250
Cherokee County $125,000 $548,250
Childress County $87,000 $548,250
Clay County $189,000 $548,250
Cochran County $82,000 $548,250
Coke County $119,000 $548,250
Coleman County $88,000 $548,250
Collin County $358,000 $548,250
Collingsworth County $97,000 $548,250
Colorado County $173,000 $548,250
Comal County $351,000 $548,250
Comanche County $119,000 $548,250
Concho County $159,000 $548,250
Cooke County $199,000 $548,250
Coryell County $192,000 $548,250
Cottle County $55,000 $548,250
Crane County $160,000 $548,250
Crockett County $125,000 $548,250
Crosby County $192,000 $548,250
Culberson County $122,000 $548,250
Dallam County $150,000 $548,250
Dallas County $358,000 $548,250
Dawson County $126,000 $548,250
Deaf Smith County $193,000 $548,250
Delta County $142,000 $548,250
Denton County $358,000 $548,250
DeWitt County $132,000 $548,250
Dickens County $66,000 $548,250
Dimmit County $111,000 $548,250
Donley County $93,000 $548,250
Duval County $131,000 $548,250
Eastland County $96,000 $548,250
Ector County $231,000 $548,250
Edwards County $140,000 $548,250
Ellis County $358,000 $548,250
El Paso County $175,000 $548,250
Erath County $173,000 $548,250
Falls County $202,000 $548,250
Fannin County $158,000 $548,250
Fayette County $192,000 $548,250
Fisher County $98,000 $548,250
Floyd County $78,000 $548,250
Foard County $90,000 $548,250
Fort Bend County $290,000 $548,250
Franklin County $197,000 $548,250
Freestone County $130,000 $548,250
Frio County $120,000 $548,250
Gaines County $160,000 $548,250
Galveston County $290,000 $548,250
Garza County $119,000 $548,250
Gillespie County $304,000 $548,250
Glasscock County $236,000 $548,250
Goliad County $194,000 $548,250
Gonzales County $168,000 $548,250
Gray County $168,000 $548,250
Grayson County $188,000 $548,250
Gregg County $188,000 $548,250
Grimes County $170,000 $548,250
Guadalupe County $351,000 $548,250
Hale County $111,000 $548,250
Hall County $55,000 $548,250
Hamilton County $102,000 $548,250
Hansford County $119,000 $548,250
Hardeman County $61,000 $548,250
Hardin County $187,000 $548,250
Harris County $290,000 $548,250
Harrison County $188,000 $548,250
Hartley County $182,000 $548,250
Haskell County $83,000 $548,250
Hays County $362,000 $548,250
Hemphill County $181,000 $548,250
Henderson County $181,000 $548,250
Hidalgo County $140,000 $548,250
Hill County $149,000 $548,250
Hockley County $140,000 $548,250
Hood County $229,000 $548,250
Hopkins County $158,000 $548,250
Houston County $121,000 $548,250
Howard County $164,000 $548,250
Hudspeth County $175,000 $548,250
Hunt County $358,000 $548,250
Hutchinson County $107,000 $548,250
Irion County $185,000 $548,250
Jack County $125,000 $548,250
Jackson County $132,000 $548,250
Jasper County $132,000 $548,250
Jeff Davis County $226,000 $548,250
Jefferson County $187,000 $548,250
Jim Hogg County $152,000 $548,250
Jim Wells County $131,000 $548,250
Johnson County $358,000 $548,250
Jones County $189,000 $548,250
Karnes County $138,000 $548,250
Kaufman County $358,000 $548,250
Kendall County $351,000 $548,250
Kenedy County $188,000 $548,250
Kent County $113,000 $548,250
Kerr County $238,000 $548,250
Kimble County $263,000 $548,250
King County $114,000 $548,250
Kinney County $116,000 $548,250
Kleberg County $188,000 $548,250
Knox County $54,000 $548,250
Lamar County $139,000 $548,250
Lamb County $98,000 $548,250
Lampasas County $192,000 $548,250
La Salle County $133,000 $548,250
Lavaca County $170,000 $548,250
Lee County $172,000 $548,250
Leon County $150,000 $548,250
Liberty County $290,000 $548,250
Limestone County $110,000 $548,250
Lipscomb County $105,000 $548,250
Live Oak County $132,000 $548,250
Llano County $250,000 $548,250
Loving County $91,000 $548,250
Lubbock County $192,000 $548,250
Lynn County $192,000 $548,250
McCulloch County $105,000 $548,250
McLennan County $202,000 $548,250
McMullen County $170,000 $548,250
Madison County $158,000 $548,250
Marion County $139,000 $548,250
Martin County $308,000 $548,250
Mason County $216,000 $548,250
Matagorda County $154,000 $548,250
Maverick County $159,000 $548,250
Medina County $351,000 $548,250
Menard County $97,000 $548,250
Midland County $308,000 $548,250
Milam County $165,000 $548,250
Mills County $174,000 $548,250
Mitchell County $104,000 $548,250
Montague County $125,000 $548,250
Montgomery County $290,000 $548,250
Moore County $130,000 $548,250
Morris County $100,000 $548,250
Motley County $71,000 $548,250
Nacogdoches County $155,000 $548,250
Navarro County $122,000 $548,250
Newton County $107,000 $548,250
Nolan County $120,000 $548,250
Nueces County $214,000 $548,250
Ochiltree County $125,000 $548,250
Oldham County $199,000 $548,250
Orange County $187,000 $548,250
Palo Pinto County $163,000 $548,250
Panola County $159,000 $548,250
Parker County $358,000 $548,250
Parmer County $107,000 $548,250
Pecos County $130,000 $548,250
Polk County $128,000 $548,250
Potter County $199,000 $548,250
Presidio County $225,000 $548,250
Rains County $148,000 $548,250
Randall County $199,000 $548,250
Reagan County $176,000 $548,250
Real County $161,000 $548,250
Red River County $81,000 $548,250
Reeves County $91,000 $548,250
Refugio County $149,000 $548,250
Roberts County $168,000 $548,250
Robertson County $245,000 $548,250
Rockwall County $358,000 $548,250
Runnels County $98,000 $548,250
Rusk County $188,000 $548,250
Sabine County $125,000 $548,250
San Augustine County $131,000 $548,250
San Jacinto County $147,000 $548,250
San Patricio County $214,000 $548,250
San Saba County $113,000 $548,250
Schleicher County $130,000 $548,250
Scurry County $129,000 $548,250
Shackelford County $115,000 $548,250
Shelby County $111,000 $548,250
Sherman County $120,000 $548,250
Smith County $215,000 $548,250
Somervell County $235,000 $548,250
Starr County $72,000 $548,250
Stephens County $106,000 $548,250
Sterling County $185,000 $548,250
Stonewall County $86,000 $548,250
Sutton County $129,000 $548,250
Swisher County $90,000 $548,250
Tarrant County $358,000 $548,250
Taylor County $189,000 $548,250
Terrell County $102,000 $548,250
Terry County $93,000 $548,250
Throckmorton County $114,000 $548,250
Titus County $159,000 $548,250
Tom Green County $185,000 $548,250
Travis County $362,000 $548,250
Trinity County $124,000 $548,250
Tyler County $125,000 $548,250
Upshur County $188,000 $548,250
Upton County $121,000 $548,250
Uvalde County $159,000 $548,250
Val Verde County $159,000 $548,250
Van Zandt County $163,000 $548,250
Victoria County $194,000 $548,250
Walker County $150,000 $548,250
Waller County $290,000 $548,250
Ward County $200,000 $548,250
Washington County $222,000 $548,250
Webb County $187,000 $548,250
Wharton County $164,000 $548,250
Wheeler County $106,000 $548,250
Wichita County $189,000 $548,250
Wilbarger County $89,000 $548,250
Willacy County $87,000 $548,250
Williamson County $362,000 $548,250
Wilson County $351,000 $548,250
Winkler County $165,000 $548,250
Wise County $358,000 $548,250
Wood County $160,000 $548,250
Yoakum County $156,000 $548,250
Young County $121,000 $548,250
Zapata County $74,000 $548,250
Zavala County $95,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021