Tennessee Loan Limits

2021 Loan Limits

2021 Loan limits in Tennessee by county. Click on the map or table below to view loan limits for a particular county.

Tennessee Map

Minimum Loan Limit
Maximum Loan Limit

Tennessee has 95 counties, with conforming loan limits for a single-family home ranging from $548,250 in Anderson County to $586,500 in Wilson County.

Tennessee has 82 counties with standard or low-cost loan limits equal to the national baseline; 0 counties with high-cost loan limits equal to the national ceiling; and 13 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Tennessee (95)

Mid-Range Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Cannon County $510,000 $586,500
Cheatham County $510,000 $586,500
Davidson County $510,000 $586,500
Dickson County $510,000 $586,500
Macon County $510,000 $586,500
Maury County $510,000 $586,500
Robertson County $510,000 $586,500
Rutherford County $510,000 $586,500
Smith County $510,000 $586,500
Sumner County $510,000 $586,500
Trousdale County $510,000 $586,500
Williamson County $510,000 $586,500
Wilson County $510,000 $586,500

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Anderson County $219,000 $548,250
Bedford County $175,000 $548,250
Benton County $76,000 $548,250
Bledsoe County $100,000 $548,250
Blount County $219,000 $548,250
Bradley County $170,000 $548,250
Campbell County $219,000 $548,250
Carroll County $75,000 $548,250
Carter County $167,000 $548,250
Chester County $142,000 $548,250
Claiborne County $95,000 $548,250
Clay County $69,000 $548,250
Cocke County $89,000 $548,250
Coffee County $155,000 $548,250
Crockett County $142,000 $548,250
Cumberland County $130,000 $548,250
Decatur County $74,000 $548,250
DeKalb County $112,000 $548,250
Dyer County $90,000 $548,250
Fayette County $238,000 $548,250
Fentress County $91,000 $548,250
Franklin County $155,000 $548,250
Gibson County $142,000 $548,250
Giles County $103,000 $548,250
Grainger County $139,000 $548,250
Greene County $106,000 $548,250
Grundy County $80,000 $548,250
Hamblen County $139,000 $548,250
Hamilton County $221,000 $548,250
Hancock County $69,000 $548,250
Hardeman County $85,000 $548,250
Hardin County $93,000 $548,250
Hawkins County $168,000 $548,250
Haywood County $83,000 $548,250
Henderson County $90,000 $548,250
Henry County $89,000 $548,250
Hickman County $465,000 $548,250
Houston County $77,000 $548,250
Humphreys County $100,000 $548,250
Jackson County $166,000 $548,250
Jefferson County $139,000 $548,250
Johnson County $110,000 $548,250
Knox County $219,000 $548,250
Lake County $60,000 $548,250
Lauderdale County $72,000 $548,250
Lawrence County $94,000 $548,250
Lewis County $82,000 $548,250
Lincoln County $111,000 $548,250
Loudon County $219,000 $548,250
McMinn County $111,000 $548,250
McNairy County $81,000 $548,250
Madison County $142,000 $548,250
Marion County $221,000 $548,250
Marshall County $175,000 $548,250
Meigs County $123,000 $548,250
Monroe County $99,000 $548,250
Montgomery County $200,000 $548,250
Moore County $155,000 $548,250
Morgan County $219,000 $548,250
Obion County $73,000 $548,250
Overton County $166,000 $548,250
Perry County $70,000 $548,250
Pickett County $125,000 $548,250
Polk County $170,000 $548,250
Putnam County $166,000 $548,250
Rhea County $125,000 $548,250
Roane County $219,000 $548,250
Scott County $97,000 $548,250
Sequatchie County $221,000 $548,250
Sevier County $200,000 $548,250
Shelby County $238,000 $548,250
Stewart County $200,000 $548,250
Sullivan County $168,000 $548,250
Tipton County $238,000 $548,250
Unicoi County $167,000 $548,250
Union County $219,000 $548,250
Van Buren County $61,000 $548,250
Warren County $105,000 $548,250
Washington County $167,000 $548,250
Wayne County $75,000 $548,250
Weakley County $78,000 $548,250
White County $95,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021