Tennessee Loan Limits

2024 Loan Limits

2024 Loan limits in Tennessee by county. Click on the map below to view loan limits for a particular county.

Tennessee Map

Minimum Loan Limit
Maximum Loan Limit

Tennessee has 95 counties, with conforming loan limits for a single-family home ranging from $766,550 in Anderson County to $943,000 in Cannon County.

Tennessee has 82 counties with standard or low-cost loan limits equal to the national baseline; 0 counties with high-cost loan limits equal to the national ceiling; and 13 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Tennessee (95)

Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Cannon County $820,000 $943,000
Cheatham County $820,000 $943,000
Davidson County $820,000 $943,000
Dickson County $820,000 $943,000
Macon County $820,000 $943,000
Maury County $820,000 $943,000
Robertson County $820,000 $943,000
Rutherford County $820,000 $943,000
Smith County $820,000 $943,000
Sumner County $820,000 $943,000
Trousdale County $820,000 $943,000
Williamson County $820,000 $943,000
Wilson County $820,000 $943,000
Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Anderson County $320,000 $766,550
Bedford County $257,000 $766,550
Benton County $76,000 $766,550
Bledsoe County $100,000 $766,550
Blount County $320,000 $766,550
Bradley County $250,000 $766,550
Campbell County $320,000 $766,550
Carroll County $75,000 $766,550
Carter County $243,000 $766,550
Chester County $190,000 $766,550
Claiborne County $120,000 $766,550
Clay County $69,000 $766,550
Cocke County $89,000 $766,550
Coffee County $232,000 $766,550
Crockett County $190,000 $766,550
Cumberland County $142,000 $766,550
Decatur County $75,000 $766,550
DeKalb County $160,000 $766,550
Dyer County $115,000 $766,550
Fayette County $328,000 $766,550
Fentress County $91,000 $766,550
Franklin County $232,000 $766,550
Gibson County $190,000 $766,550
Giles County $156,000 $766,550
Grainger County $224,000 $766,550
Greene County $140,000 $766,550
Grundy County $90,000 $766,550
Hamblen County $224,000 $766,550
Hamilton County $310,000 $766,550
Hancock County $70,000 $766,550
Hardeman County $85,000 $766,550
Hardin County $93,000 $766,550
Hawkins County $225,000 $766,550
Haywood County $107,000 $766,550
Henderson County $122,000 $766,550
Henry County $118,000 $766,550
Hickman County $465,000 $766,550
Houston County $123,000 $766,550
Humphreys County $120,000 $766,550
Jackson County $260,000 $766,550
Jefferson County $224,000 $766,550
Johnson County $110,000 $766,550
Knox County $320,000 $766,550
Lake County $73,000 $766,550
Lauderdale County $95,000 $766,550
Lawrence County $150,000 $766,550
Lewis County $144,000 $766,550
Lincoln County $155,000 $766,550
Loudon County $320,000 $766,550
McMinn County $162,000 $766,550
McNairy County $100,000 $766,550
Madison County $190,000 $766,550
Marion County $310,000 $766,550
Marshall County $259,000 $766,550
Meigs County $123,000 $766,550
Monroe County $150,000 $766,550
Montgomery County $290,000 $766,550
Moore County $232,000 $766,550
Morgan County $320,000 $766,550
Obion County $91,000 $766,550
Overton County $260,000 $766,550
Perry County $70,000 $766,550
Pickett County $125,000 $766,550
Polk County $250,000 $766,550
Putnam County $260,000 $766,550
Rhea County $160,000 $766,550
Roane County $320,000 $766,550
Scott County $97,000 $766,550
Sequatchie County $310,000 $766,550
Sevier County $332,000 $766,550
Shelby County $328,000 $766,550
Stewart County $290,000 $766,550
Sullivan County $225,000 $766,550
Tipton County $328,000 $766,550
Unicoi County $243,000 $766,550
Union County $320,000 $766,550
Van Buren County $61,000 $766,550
Warren County $175,000 $766,550
Washington County $243,000 $766,550
Wayne County $75,000 $766,550
Weakley County $95,000 $766,550
White County $176,000 $766,550

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FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2024