Tennessee Loan Limits

2022 Loan Limits

2022 Loan limits in Tennessee by county. Click on the map or table below to view loan limits for a particular county.

Tennessee Map

Minimum Loan Limit
Maximum Loan Limit

Tennessee has 95 counties, with conforming loan limits for a single-family home ranging from $647,200 in Anderson County to $694,600 in Wilson County.

Tennessee has 82 counties with standard or low-cost loan limits equal to the national baseline; 0 counties with high-cost loan limits equal to the national ceiling; and 13 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Tennessee (95)

Mid-Range Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Cannon County $604,000 $694,600
Cheatham County $604,000 $694,600
Davidson County $604,000 $694,600
Dickson County $604,000 $694,600
Macon County $604,000 $694,600
Maury County $604,000 $694,600
Robertson County $604,000 $694,600
Rutherford County $604,000 $694,600
Smith County $604,000 $694,600
Sumner County $604,000 $694,600
Trousdale County $604,000 $694,600
Williamson County $604,000 $694,600
Wilson County $604,000 $694,600

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Anderson County $250,000 $647,200
Bedford County $203,000 $647,200
Benton County $76,000 $647,200
Bledsoe County $100,000 $647,200
Blount County $250,000 $647,200
Bradley County $198,000 $647,200
Campbell County $250,000 $647,200
Carroll County $75,000 $647,200
Carter County $185,000 $647,200
Chester County $160,000 $647,200
Claiborne County $95,000 $647,200
Clay County $69,000 $647,200
Cocke County $89,000 $647,200
Coffee County $179,000 $647,200
Crockett County $160,000 $647,200
Cumberland County $135,000 $647,200
Decatur County $74,000 $647,200
DeKalb County $120,000 $647,200
Dyer County $100,000 $647,200
Fayette County $265,000 $647,200
Fentress County $91,000 $647,200
Franklin County $179,000 $647,200
Gibson County $160,000 $647,200
Giles County $125,000 $647,200
Grainger County $150,000 $647,200
Greene County $110,000 $647,200
Grundy County $80,000 $647,200
Hamblen County $150,000 $647,200
Hamilton County $251,000 $647,200
Hancock County $69,000 $647,200
Hardeman County $85,000 $647,200
Hardin County $93,000 $647,200
Hawkins County $183,000 $647,200
Haywood County $83,000 $647,200
Henderson County $101,000 $647,200
Henry County $89,000 $647,200
Hickman County $465,000 $647,200
Houston County $77,000 $647,200
Humphreys County $120,000 $647,200
Jackson County $190,000 $647,200
Jefferson County $150,000 $647,200
Johnson County $110,000 $647,200
Knox County $250,000 $647,200
Lake County $60,000 $647,200
Lauderdale County $72,000 $647,200
Lawrence County $117,000 $647,200
Lewis County $95,000 $647,200
Lincoln County $130,000 $647,200
Loudon County $250,000 $647,200
McMinn County $130,000 $647,200
McNairy County $90,000 $647,200
Madison County $160,000 $647,200
Marion County $251,000 $647,200
Marshall County $218,000 $647,200
Meigs County $123,000 $647,200
Monroe County $99,000 $647,200
Montgomery County $235,000 $647,200
Moore County $179,000 $647,200
Morgan County $250,000 $647,200
Obion County $91,000 $647,200
Overton County $190,000 $647,200
Perry County $70,000 $647,200
Pickett County $125,000 $647,200
Polk County $198,000 $647,200
Putnam County $190,000 $647,200
Rhea County $139,000 $647,200
Roane County $250,000 $647,200
Scott County $97,000 $647,200
Sequatchie County $251,000 $647,200
Sevier County $245,000 $647,200
Shelby County $265,000 $647,200
Stewart County $235,000 $647,200
Sullivan County $183,000 $647,200
Tipton County $265,000 $647,200
Unicoi County $185,000 $647,200
Union County $250,000 $647,200
Van Buren County $61,000 $647,200
Warren County $130,000 $647,200
Washington County $185,000 $647,200
Wayne County $75,000 $647,200
Weakley County $89,000 $647,200
White County $125,000 $647,200

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022