South Dakota Loan Limits

2022 Loan Limits

2022 Loan limits in South Dakota by county. Click on the map or table below to view loan limits for a particular county.

South Dakota Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of South Dakota. The conforming loan limits for a single-family home anywhere in South Dakota is $647,200.

Loan limits in South Dakota are based on the median home price in each county of South Dakota. Based on home prices across the state, all areas in South Dakota have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in South Dakota (65)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Aurora County $137,000 $647,200
Beadle County $138,000 $647,200
Bennett County $91,000 $647,200
Bon Homme County $112,000 $647,200
Brookings County $257,000 $647,200
Brown County $200,000 $647,200
Brule County $140,000 $647,200
Buffalo County $78,000 $647,200
Butte County $177,000 $647,200
Campbell County $112,000 $647,200
Charles Mix County $140,000 $647,200
Clark County $123,000 $647,200
Clay County $172,000 $647,200
Codington County $196,000 $647,200
Corson County $70,000 $647,200
Custer County $244,000 $647,200
Davison County $190,000 $647,200
Day County $120,000 $647,200
Deuel County $132,000 $647,200
Dewey County $78,000 $647,200
Douglas County $98,000 $647,200
Edmunds County $200,000 $647,200
Fall River County $155,000 $647,200
Faulk County $102,000 $647,200
Grant County $146,000 $647,200
Gregory County $100,000 $647,200
Haakon County $143,000 $647,200
Hamlin County $196,000 $647,200
Hand County $177,000 $647,200
Hanson County $190,000 $647,200
Harding County $119,000 $647,200
Hughes County $204,000 $647,200
Hutchinson County $113,000 $647,200
Hyde County $121,000 $647,200
Jackson County $72,000 $647,200
Jerauld County $138,000 $647,200
Jones County $108,000 $647,200
Kingsbury County $132,000 $647,200
Lake County $201,000 $647,200
Lawrence County $249,000 $647,200
Lincoln County $295,000 $647,200
Lyman County $123,000 $647,200
McCook County $295,000 $647,200
McPherson County $71,000 $647,200
Marshall County $142,000 $647,200
Meade County $266,000 $647,200
Mellette County $73,000 $647,200
Miner County $105,000 $647,200
Minnehaha County $295,000 $647,200
Moody County $160,000 $647,200
Pennington County $266,000 $647,200
Perkins County $122,000 $647,200
Potter County $199,000 $647,200
Roberts County $124,000 $647,200
Sanborn County $86,000 $647,200
Spink County $88,000 $647,200
Stanley County $204,000 $647,200
Sully County $196,000 $647,200
Todd County $132,000 $647,200
Tripp County $140,000 $647,200
Turner County $295,000 $647,200
Union County $250,000 $647,200
Walworth County $106,000 $647,200
Yankton County $183,000 $647,200
Ziebach County $78,000 $647,200

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022