South Dakota Loan Limits

2021 Loan Limits

2021 Loan limits in South Dakota by county. Click on the map or table below to view loan limits for a particular county.

South Dakota Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of South Dakota. The conforming loan limits for a single-family home anywhere in South Dakota is $548,250.

Loan limits in South Dakota are based on the median home price in each county of South Dakota. Based on home prices across the state, all areas in South Dakota have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in South Dakota (65)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Aurora County $126,000 $548,250
Beadle County $138,000 $548,250
Bennett County $88,000 $548,250
Bon Homme County $97,000 $548,250
Brookings County $252,000 $548,250
Brown County $183,000 $548,250
Brule County $139,000 $548,250
Buffalo County $78,000 $548,250
Butte County $169,000 $548,250
Campbell County $89,000 $548,250
Charles Mix County $119,000 $548,250
Clark County $122,000 $548,250
Clay County $172,000 $548,250
Codington County $196,000 $548,250
Corson County $67,000 $548,250
Custer County $244,000 $548,250
Davison County $163,000 $548,250
Day County $108,000 $548,250
Deuel County $132,000 $548,250
Dewey County $78,000 $548,250
Douglas County $98,000 $548,250
Edmunds County $183,000 $548,250
Fall River County $141,000 $548,250
Faulk County $101,000 $548,250
Grant County $146,000 $548,250
Gregory County $87,000 $548,250
Haakon County $120,000 $548,250
Hamlin County $196,000 $548,250
Hand County $177,000 $548,250
Hanson County $163,000 $548,250
Harding County $119,000 $548,250
Hughes County $204,000 $548,250
Hutchinson County $105,000 $548,250
Hyde County $108,000 $548,250
Jackson County $68,000 $548,250
Jerauld County $138,000 $548,250
Jones County $108,000 $548,250
Kingsbury County $125,000 $548,250
Lake County $183,000 $548,250
Lawrence County $236,000 $548,250
Lincoln County $276,000 $548,250
Lyman County $101,000 $548,250
McCook County $276,000 $548,250
McPherson County $66,000 $548,250
Marshall County $132,000 $548,250
Meade County $239,000 $548,250
Mellette County $73,000 $548,250
Miner County $97,000 $548,250
Minnehaha County $276,000 $548,250
Moody County $151,000 $548,250
Pennington County $239,000 $548,250
Perkins County $106,000 $548,250
Potter County $199,000 $548,250
Roberts County $119,000 $548,250
Sanborn County $86,000 $548,250
Spink County $88,000 $548,250
Stanley County $204,000 $548,250
Sully County $175,000 $548,250
Todd County $132,000 $548,250
Tripp County $140,000 $548,250
Turner County $276,000 $548,250
Union County $217,000 $548,250
Walworth County $97,000 $548,250
Yankton County $169,000 $548,250
Ziebach County $78,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021