South Carolina Loan Limits

2021 Loan Limits

2021 Loan limits in South Carolina by county. Click on the map or table below to view loan limits for a particular county.

South Carolina Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of South Carolina. The conforming loan limits for a single-family home anywhere in South Carolina is $548,250.

Loan limits in South Carolina are based on the median home price in each county of South Carolina. Based on home prices across the state, all areas in South Carolina have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in South Carolina (46)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Abbeville County $112,000 $548,250
Aiken County $215,000 $548,250
Allendale County $80,000 $548,250
Anderson County $225,000 $548,250
Bamberg County $99,000 $548,250
Barnwell County $99,000 $548,250
Beaufort County $330,000 $548,250
Berkeley County $360,000 $548,250
Calhoun County $180,000 $548,250
Charleston County $360,000 $548,250
Cherokee County $139,000 $548,250
Chester County $304,000 $548,250
Chesterfield County $106,000 $548,250
Clarendon County $139,000 $548,250
Colleton County $140,000 $548,250
Darlington County $150,000 $548,250
Dillon County $104,000 $548,250
Dorchester County $360,000 $548,250
Edgefield County $215,000 $548,250
Fairfield County $180,000 $548,250
Florence County $150,000 $548,250
Georgetown County $285,000 $548,250
Greenville County $225,000 $548,250
Greenwood County $120,000 $548,250
Hampton County $97,000 $548,250
Horry County $235,000 $548,250
Jasper County $330,000 $548,250
Kershaw County $180,000 $548,250
Lancaster County $304,000 $548,250
Laurens County $225,000 $548,250
Lee County $88,000 $548,250
Lexington County $180,000 $548,250
McCormick County $237,000 $548,250
Marion County $91,000 $548,250
Marlboro County $80,000 $548,250
Newberry County $119,000 $548,250
Oconee County $165,000 $548,250
Orangeburg County $115,000 $548,250
Pickens County $225,000 $548,250
Richland County $180,000 $548,250
Saluda County $180,000 $548,250
Spartanburg County $165,000 $548,250
Sumter County $139,000 $548,250
Union County $82,000 $548,250
Williamsburg County $84,000 $548,250
York County $304,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021