South Carolina Loan Limits

2022 Loan Limits

2022 Loan limits in South Carolina by county. Click on the map or table below to view loan limits for a particular county.

South Carolina Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of South Carolina. The conforming loan limits for a single-family home anywhere in South Carolina is $647,200.

Loan limits in South Carolina are based on the median home price in each county of South Carolina. Based on home prices across the state, all areas in South Carolina have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in South Carolina (46)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Abbeville County $112,000 $647,200
Aiken County $245,000 $647,200
Allendale County $80,000 $647,200
Anderson County $245,000 $647,200
Bamberg County $99,000 $647,200
Barnwell County $99,000 $647,200
Beaufort County $363,000 $647,200
Berkeley County $412,000 $647,200
Calhoun County $208,000 $647,200
Charleston County $412,000 $647,200
Cherokee County $139,000 $647,200
Chester County $340,000 $647,200
Chesterfield County $124,000 $647,200
Clarendon County $146,000 $647,200
Colleton County $155,000 $647,200
Darlington County $165,000 $647,200
Dillon County $104,000 $647,200
Dorchester County $412,000 $647,200
Edgefield County $245,000 $647,200
Fairfield County $208,000 $647,200
Florence County $165,000 $647,200
Georgetown County $285,000 $647,200
Greenville County $245,000 $647,200
Greenwood County $129,000 $647,200
Hampton County $97,000 $647,200
Horry County $260,000 $647,200
Jasper County $363,000 $647,200
Kershaw County $208,000 $647,200
Lancaster County $340,000 $647,200
Laurens County $245,000 $647,200
Lee County $88,000 $647,200
Lexington County $208,000 $647,200
McCormick County $275,000 $647,200
Marion County $95,000 $647,200
Marlboro County $83,000 $647,200
Newberry County $143,000 $647,200
Oconee County $186,000 $647,200
Orangeburg County $115,000 $647,200
Pickens County $245,000 $647,200
Richland County $208,000 $647,200
Saluda County $208,000 $647,200
Spartanburg County $200,000 $647,200
Sumter County $146,000 $647,200
Union County $82,000 $647,200
Williamsburg County $84,000 $647,200
York County $340,000 $647,200

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022