Pennsylvania Loan Limits

2022 Loan Limits

2022 Loan limits in Pennsylvania by county. Click on the map or table below to view loan limits for a particular county.

Pennsylvania Map

Minimum Loan Limit
Maximum Loan Limit

Pennsylvania has 67 counties, with conforming loan limits for a single-family home ranging from $647,200 in Adams County to $970,800 in Pike County.

Pennsylvania has 66 counties with standard or low-cost loan limits equal to the national baseline; 1 county with high-cost loan limits equal to the national ceiling; and 0 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Pennsylvania (67)

High-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Pike County $995,000 $970,800

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $224,000 $647,200
Allegheny County $246,000 $647,200
Armstrong County $246,000 $647,200
Beaver County $246,000 $647,200
Bedford County $137,000 $647,200
Berks County $185,000 $647,200
Blair County $121,000 $647,200
Bradford County $125,000 $647,200
Bucks County $415,000 $647,200
Butler County $246,000 $647,200
Cambria County $101,000 $647,200
Cameron County $112,000 $647,200
Carbon County $324,000 $647,200
Centre County $265,000 $647,200
Chester County $415,000 $647,200
Clarion County $122,000 $647,200
Clearfield County $86,000 $647,200
Clinton County $135,000 $647,200
Columbia County $180,000 $647,200
Crawford County $106,000 $647,200
Cumberland County $240,000 $647,200
Dauphin County $240,000 $647,200
Delaware County $415,000 $647,200
Elk County $123,000 $647,200
Erie County $130,000 $647,200
Fayette County $246,000 $647,200
Forest County $90,000 $647,200
Franklin County $228,000 $647,200
Fulton County $168,000 $647,200
Greene County $98,000 $647,200
Huntingdon County $118,000 $647,200
Indiana County $103,000 $647,200
Jefferson County $93,000 $647,200
Juniata County $146,000 $647,200
Lackawanna County $183,000 $647,200
Lancaster County $250,000 $647,200
Lawrence County $89,000 $647,200
Lebanon County $185,000 $647,200
Lehigh County $324,000 $647,200
Luzerne County $183,000 $647,200
Lycoming County $160,000 $647,200
McKean County $83,000 $647,200
Mercer County $117,000 $647,200
Mifflin County $116,000 $647,200
Monroe County $202,000 $647,200
Montgomery County $415,000 $647,200
Montour County $180,000 $647,200
Northampton County $324,000 $647,200
Northumberland County $102,000 $647,200
Perry County $240,000 $647,200
Philadelphia County $415,000 $647,200
Potter County $125,000 $647,200
Schuylkill County $94,000 $647,200
Snyder County $160,000 $647,200
Somerset County $99,000 $647,200
Sullivan County $138,000 $647,200
Susquehanna County $126,000 $647,200
Tioga County $127,000 $647,200
Union County $190,000 $647,200
Venango County $82,000 $647,200
Warren County $102,000 $647,200
Washington County $246,000 $647,200
Wayne County $175,000 $647,200
Westmoreland County $246,000 $647,200
Wyoming County $183,000 $647,200
York County $210,000 $647,200

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022