Pennsylvania Loan Limits

2021 Loan Limits

2021 Loan limits in Pennsylvania by county. Click on the map or table below to view loan limits for a particular county.

Pennsylvania Map

Minimum Loan Limit
Maximum Loan Limit

Pennsylvania has 67 counties, with conforming loan limits for a single-family home ranging from $548,250 in Adams County to $822,375 in Pike County.

Pennsylvania has 66 counties with standard or low-cost loan limits equal to the national baseline; 1 county with high-cost loan limits equal to the national ceiling; and 0 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Pennsylvania (67)

High-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Pike County $960,000 $822,375

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $224,000 $548,250
Allegheny County $243,000 $548,250
Armstrong County $243,000 $548,250
Beaver County $243,000 $548,250
Bedford County $137,000 $548,250
Berks County $169,000 $548,250
Blair County $111,000 $548,250
Bradford County $119,000 $548,250
Bucks County $375,000 $548,250
Butler County $243,000 $548,250
Cambria County $101,000 $548,250
Cameron County $112,000 $548,250
Carbon County $324,000 $548,250
Centre County $246,000 $548,250
Chester County $375,000 $548,250
Clarion County $122,000 $548,250
Clearfield County $86,000 $548,250
Clinton County $121,000 $548,250
Columbia County $165,000 $548,250
Crawford County $106,000 $548,250
Cumberland County $220,000 $548,250
Dauphin County $220,000 $548,250
Delaware County $375,000 $548,250
Elk County $123,000 $548,250
Erie County $125,000 $548,250
Fayette County $243,000 $548,250
Forest County $90,000 $548,250
Franklin County $228,000 $548,250
Fulton County $168,000 $548,250
Greene County $98,000 $548,250
Huntingdon County $118,000 $548,250
Indiana County $103,000 $548,250
Jefferson County $93,000 $548,250
Juniata County $146,000 $548,250
Lackawanna County $183,000 $548,250
Lancaster County $227,000 $548,250
Lawrence County $88,000 $548,250
Lebanon County $167,000 $548,250
Lehigh County $324,000 $548,250
Luzerne County $183,000 $548,250
Lycoming County $160,000 $548,250
McKean County $83,000 $548,250
Mercer County $108,000 $548,250
Mifflin County $116,000 $548,250
Monroe County $180,000 $548,250
Montgomery County $375,000 $548,250
Montour County $165,000 $548,250
Northampton County $324,000 $548,250
Northumberland County $102,000 $548,250
Perry County $220,000 $548,250
Philadelphia County $375,000 $548,250
Potter County $125,000 $548,250
Schuylkill County $94,000 $548,250
Snyder County $159,000 $548,250
Somerset County $99,000 $548,250
Sullivan County $138,000 $548,250
Susquehanna County $126,000 $548,250
Tioga County $116,000 $548,250
Union County $175,000 $548,250
Venango County $82,000 $548,250
Warren County $102,000 $548,250
Washington County $243,000 $548,250
Wayne County $164,000 $548,250
Westmoreland County $243,000 $548,250
Wyoming County $183,000 $548,250
York County $203,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021