Oklahoma Loan Limits

2022 Loan Limits

2022 Loan limits in Oklahoma by county. Click on the map or table below to view loan limits for a particular county.

Oklahoma Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Oklahoma. The conforming loan limits for a single-family home anywhere in Oklahoma is $647,200.

Loan limits in Oklahoma are based on the median home price in each county of Oklahoma. Based on home prices across the state, all areas in Oklahoma have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Oklahoma (77)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Adair County $69,000 $647,200
Alfalfa County $72,000 $647,200
Atoka County $78,000 $647,200
Beaver County $83,000 $647,200
Beckham County $127,000 $647,200
Blaine County $74,000 $647,200
Bryan County $135,000 $647,200
Caddo County $101,000 $647,200
Canadian County $195,000 $647,200
Carter County $125,000 $647,200
Cherokee County $109,000 $647,200
Choctaw County $69,000 $647,200
Cimarron County $78,000 $647,200
Cleveland County $195,000 $647,200
Coal County $63,000 $647,200
Comanche County $129,000 $647,200
Cotton County $129,000 $647,200
Craig County $97,000 $647,200
Creek County $195,000 $647,200
Custer County $128,000 $647,200
Delaware County $145,000 $647,200
Dewey County $91,000 $647,200
Ellis County $110,000 $647,200
Garfield County $169,000 $647,200
Garvin County $78,000 $647,200
Grady County $195,000 $647,200
Grant County $69,000 $647,200
Greer County $78,000 $647,200
Harmon County $50,000 $647,200
Harper County $79,000 $647,200
Haskell County $92,000 $647,200
Hughes County $73,000 $647,200
Jackson County $133,000 $647,200
Jefferson County $48,000 $647,200
Johnston County $67,000 $647,200
Kay County $85,000 $647,200
Kingfisher County $145,000 $647,200
Kiowa County $55,000 $647,200
Latimer County $77,000 $647,200
Le Flore County $72,000 $647,200
Lincoln County $195,000 $647,200
Logan County $195,000 $647,200
Love County $125,000 $647,200
McClain County $195,000 $647,200
McCurtain County $121,000 $647,200
McIntosh County $88,000 $647,200
Major County $90,000 $647,200
Marshall County $97,000 $647,200
Mayes County $126,000 $647,200
Murray County $89,000 $647,200
Muskogee County $110,000 $647,200
Noble County $117,000 $647,200
Nowata County $95,000 $647,200
Okfuskee County $70,000 $647,200
Oklahoma County $195,000 $647,200
Okmulgee County $195,000 $647,200
Osage County $195,000 $647,200
Ottawa County $67,000 $647,200
Pawnee County $195,000 $647,200
Payne County $164,000 $647,200
Pittsburg County $86,000 $647,200
Pontotoc County $117,000 $647,200
Pottawatomie County $107,000 $647,200
Pushmataha County $76,000 $647,200
Roger Mills County $68,000 $647,200
Rogers County $195,000 $647,200
Seminole County $57,000 $647,200
Sequoyah County $175,000 $647,200
Stephens County $88,000 $647,200
Texas County $130,000 $647,200
Tillman County $45,000 $647,200
Tulsa County $195,000 $647,200
Wagoner County $195,000 $647,200
Washington County $128,000 $647,200
Washita County $65,000 $647,200
Woods County $104,000 $647,200
Woodward County $110,000 $647,200

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022