Ohio Loan Limits

2022 Loan Limits

2022 Loan limits in Ohio by county. Click on the map or table below to view loan limits for a particular county.

Ohio Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Ohio. The conforming loan limits for a single-family home anywhere in Ohio is $647,200.

Loan limits in Ohio are based on the median home price in each county of Ohio. Based on home prices across the state, all areas in Ohio have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Ohio (88)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $93,000 $647,200
Allen County $120,000 $647,200
Ashland County $140,000 $647,200
Ashtabula County $105,000 $647,200
Athens County $137,000 $647,200
Auglaize County $135,000 $647,200
Belmont County $175,000 $647,200
Brown County $295,000 $647,200
Butler County $295,000 $647,200
Carroll County $139,000 $647,200
Champaign County $145,000 $647,200
Clark County $125,000 $647,200
Clermont County $295,000 $647,200
Clinton County $139,000 $647,200
Columbiana County $107,000 $647,200
Coshocton County $90,000 $647,200
Crawford County $96,000 $647,200
Cuyahoga County $272,000 $647,200
Darke County $125,000 $647,200
Defiance County $117,000 $647,200
Delaware County $382,000 $647,200
Erie County $145,000 $647,200
Fairfield County $382,000 $647,200
Fayette County $130,000 $647,200
Franklin County $382,000 $647,200
Fulton County $195,000 $647,200
Gallia County $122,000 $647,200
Geauga County $272,000 $647,200
Greene County $200,000 $647,200
Guernsey County $93,000 $647,200
Hamilton County $295,000 $647,200
Hancock County $168,000 $647,200
Hardin County $104,000 $647,200
Harrison County $81,000 $647,200
Henry County $124,000 $647,200
Highland County $105,000 $647,200
Hocking County $382,000 $647,200
Holmes County $180,000 $647,200
Huron County $122,000 $647,200
Jackson County $95,000 $647,200
Jefferson County $123,000 $647,200
Knox County $157,000 $647,200
Lake County $272,000 $647,200
Lawrence County $195,000 $647,200
Licking County $382,000 $647,200
Logan County $125,000 $647,200
Lorain County $272,000 $647,200
Lucas County $195,000 $647,200
Madison County $382,000 $647,200
Mahoning County $117,000 $647,200
Marion County $106,000 $647,200
Medina County $272,000 $647,200
Meigs County $85,000 $647,200
Mercer County $142,000 $647,200
Miami County $200,000 $647,200
Monroe County $85,000 $647,200
Montgomery County $200,000 $647,200
Morgan County $81,000 $647,200
Morrow County $382,000 $647,200
Muskingum County $130,000 $647,200
Noble County $110,000 $647,200
Ottawa County $195,000 $647,200
Paulding County $80,000 $647,200
Perry County $382,000 $647,200
Pickaway County $382,000 $647,200
Pike County $102,000 $647,200
Portage County $175,000 $647,200
Preble County $125,000 $647,200
Putnam County $128,000 $647,200
Richland County $122,000 $647,200
Ross County $135,000 $647,200
Sandusky County $102,000 $647,200
Scioto County $80,000 $647,200
Seneca County $114,000 $647,200
Shelby County $135,000 $647,200
Stark County $139,000 $647,200
Summit County $175,000 $647,200
Trumbull County $117,000 $647,200
Tuscarawas County $132,000 $647,200
Union County $382,000 $647,200
Van Wert County $100,000 $647,200
Vinton County $85,000 $647,200
Warren County $295,000 $647,200
Washington County $128,000 $647,200
Wayne County $160,000 $647,200
Williams County $110,000 $647,200
Wood County $195,000 $647,200
Wyandot County $115,000 $647,200

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022