Ohio Loan Limits

2021 Loan Limits

2021 Loan limits in Ohio by county. Click on the map or table below to view loan limits for a particular county.

Ohio Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Ohio. The conforming loan limits for a single-family home anywhere in Ohio is $548,250.

Loan limits in Ohio are based on the median home price in each county of Ohio. Based on home prices across the state, all areas in Ohio have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Ohio (88)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $93,000 $548,250
Allen County $110,000 $548,250
Ashland County $125,000 $548,250
Ashtabula County $105,000 $548,250
Athens County $133,000 $548,250
Auglaize County $132,000 $548,250
Belmont County $132,000 $548,250
Brown County $257,000 $548,250
Butler County $257,000 $548,250
Carroll County $128,000 $548,250
Champaign County $123,000 $548,250
Clark County $110,000 $548,250
Clermont County $257,000 $548,250
Clinton County $132,000 $548,250
Columbiana County $107,000 $548,250
Coshocton County $88,000 $548,250
Crawford County $96,000 $548,250
Cuyahoga County $245,000 $548,250
Darke County $111,000 $548,250
Defiance County $105,000 $548,250
Delaware County $346,000 $548,250
Erie County $145,000 $548,250
Fairfield County $346,000 $548,250
Fayette County $115,000 $548,250
Franklin County $346,000 $548,250
Fulton County $175,000 $548,250
Gallia County $122,000 $548,250
Geauga County $245,000 $548,250
Greene County $180,000 $548,250
Guernsey County $93,000 $548,250
Hamilton County $257,000 $548,250
Hancock County $148,000 $548,250
Hardin County $93,000 $548,250
Harrison County $81,000 $548,250
Henry County $110,000 $548,250
Highland County $87,000 $548,250
Hocking County $346,000 $548,250
Holmes County $163,000 $548,250
Huron County $122,000 $548,250
Jackson County $86,000 $548,250
Jefferson County $123,000 $548,250
Knox County $146,000 $548,250
Lake County $245,000 $548,250
Lawrence County $195,000 $548,250
Licking County $346,000 $548,250
Logan County $125,000 $548,250
Lorain County $245,000 $548,250
Lucas County $175,000 $548,250
Madison County $346,000 $548,250
Mahoning County $108,000 $548,250
Marion County $99,000 $548,250
Medina County $245,000 $548,250
Meigs County $85,000 $548,250
Mercer County $138,000 $548,250
Miami County $180,000 $548,250
Monroe County $85,000 $548,250
Montgomery County $180,000 $548,250
Morgan County $81,000 $548,250
Morrow County $346,000 $548,250
Muskingum County $115,000 $548,250
Noble County $108,000 $548,250
Ottawa County $175,000 $548,250
Paulding County $78,000 $548,250
Perry County $346,000 $548,250
Pickaway County $346,000 $548,250
Pike County $95,000 $548,250
Portage County $162,000 $548,250
Preble County $123,000 $548,250
Putnam County $128,000 $548,250
Richland County $113,000 $548,250
Ross County $119,000 $548,250
Sandusky County $101,000 $548,250
Scioto County $69,000 $548,250
Seneca County $114,000 $548,250
Shelby County $126,000 $548,250
Stark County $128,000 $548,250
Summit County $162,000 $548,250
Trumbull County $108,000 $548,250
Tuscarawas County $118,000 $548,250
Union County $346,000 $548,250
Van Wert County $90,000 $548,250
Vinton County $85,000 $548,250
Warren County $257,000 $548,250
Washington County $120,000 $548,250
Wayne County $158,000 $548,250
Williams County $107,000 $548,250
Wood County $175,000 $548,250
Wyandot County $111,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021