North Dakota Loan Limits

2021 Loan Limits

2021 Loan limits in North Dakota by county. Click on the map or table below to view loan limits for a particular county.

North Dakota Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of North Dakota. The conforming loan limits for a single-family home anywhere in North Dakota is $548,250.

Loan limits in North Dakota are based on the median home price in each county of North Dakota. Based on home prices across the state, all areas in North Dakota have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in North Dakota (53)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $208,000 $548,250
Barnes County $150,000 $548,250
Benson County $100,000 $548,250
Billings County $295,000 $548,250
Bottineau County $159,000 $548,250
Bowman County $196,000 $548,250
Burke County $112,000 $548,250
Burleigh County $275,000 $548,250
Cass County $238,000 $548,250
Cavalier County $112,000 $548,250
Dickey County $103,000 $548,250
Divide County $172,000 $548,250
Dunn County $210,000 $548,250
Eddy County $91,000 $548,250
Emmons County $143,000 $548,250
Foster County $144,000 $548,250
Golden Valley County $175,000 $548,250
Grand Forks County $230,000 $548,250
Grant County $95,000 $548,250
Griggs County $93,000 $548,250
Hettinger County $160,000 $548,250
Kidder County $169,000 $548,250
LaMoure County $75,000 $548,250
Logan County $81,000 $548,250
McHenry County $231,000 $548,250
McIntosh County $248,000 $548,250
McKenzie County $268,000 $548,250
McLean County $181,000 $548,250
Mercer County $197,000 $548,250
Morton County $275,000 $548,250
Mountrail County $199,000 $548,250
Nelson County $106,000 $548,250
Oliver County $275,000 $548,250
Pembina County $89,000 $548,250
Pierce County $142,000 $548,250
Ramsey County $151,000 $548,250
Ransom County $130,000 $548,250
Renville County $231,000 $548,250
Richland County $163,000 $548,250
Rolette County $140,000 $548,250
Sargent County $117,000 $548,250
Sheridan County $86,000 $548,250
Sioux County $228,000 $548,250
Slope County $167,000 $548,250
Stark County $295,000 $548,250
Steele County $180,000 $548,250
Stutsman County $170,000 $548,250
Towner County $102,000 $548,250
Traill County $140,000 $548,250
Walsh County $110,000 $548,250
Ward County $231,000 $548,250
Wells County $102,000 $548,250
Williams County $287,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021