New Mexico Loan Limits

2021 Loan Limits

2021 Loan limits in New Mexico by county. Click on the map or table below to view loan limits for a particular county.

New Mexico Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of New Mexico. The conforming loan limits for a single-family home anywhere in New Mexico is $548,250.

Loan limits in New Mexico are based on the median home price in each county of New Mexico. Based on home prices across the state, all areas in New Mexico have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in New Mexico (33)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Bernalillo County $242,000 $548,250
Catron County $349,000 $548,250
Chaves County $176,000 $548,250
Cibola County $140,000 $548,250
Colfax County $291,000 $548,250
Curry County $173,000 $548,250
De Baca County $115,000 $548,250
Dona Ana County $207,000 $548,250
Eddy County $239,000 $548,250
Grant County $185,000 $548,250
Guadalupe County $225,000 $548,250
Harding County $135,000 $548,250
Hidalgo County $123,000 $548,250
Lea County $155,000 $548,250
Lincoln County $256,000 $548,250
Los Alamos County $431,000 $548,250
Luna County $133,000 $548,250
McKinley County $153,000 $548,250
Mora County $192,000 $548,250
Otero County $176,000 $548,250
Quay County $133,000 $548,250
Rio Arriba County $224,000 $548,250
Roosevelt County $166,000 $548,250
Sandoval County $242,000 $548,250
San Juan County $192,000 $548,250
San Miguel County $192,000 $548,250
Santa Fe County $360,000 $548,250
Sierra County $140,000 $548,250
Socorro County $155,000 $548,250
Taos County $266,000 $548,250
Torrance County $242,000 $548,250
Union County $101,000 $548,250
Valencia County $242,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021