Missouri Loan Limits

2021 Loan Limits

2021 Loan limits in Missouri by county. Click on the map or table below to view loan limits for a particular county.

Missouri Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Missouri. The conforming loan limits for a single-family home anywhere in Missouri is $548,250.

Loan limits in Missouri are based on the median home price in each county of Missouri. Based on home prices across the state, all areas in Missouri have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Missouri (115)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Adair County $141,000 $548,250
Andrew County $178,000 $548,250
Atchison County $135,000 $548,250
Audrain County $108,000 $548,250
Barry County $136,000 $548,250
Barton County $112,000 $548,250
Bates County $339,000 $548,250
Benton County $135,000 $548,250
Bollinger County $185,000 $548,250
Boone County $226,000 $548,250
Buchanan County $178,000 $548,250
Butler County $135,000 $548,250
Caldwell County $339,000 $548,250
Callaway County $195,000 $548,250
Camden County $251,000 $548,250
Cape Girardeau County $185,000 $548,250
Carroll County $98,000 $548,250
Carter County $139,000 $548,250
Cass County $339,000 $548,250
Cedar County $121,000 $548,250
Chariton County $125,000 $548,250
Christian County $220,000 $548,250
Clark County $97,000 $548,250
Clay County $339,000 $548,250
Clinton County $339,000 $548,250
Cole County $195,000 $548,250
Cooper County $226,000 $548,250
Crawford County $145,000 $548,250
Dade County $94,000 $548,250
Dallas County $220,000 $548,250
Daviess County $125,000 $548,250
DeKalb County $178,000 $548,250
Dent County $129,000 $548,250
Douglas County $137,000 $548,250
Dunklin County $76,000 $548,250
Franklin County $261,000 $548,250
Gasconade County $138,000 $548,250
Gentry County $93,000 $548,250
Greene County $220,000 $548,250
Grundy County $98,000 $548,250
Harrison County $123,000 $548,250
Henry County $119,000 $548,250
Hickory County $110,000 $548,250
Holt County $138,000 $548,250
Howard County $226,000 $548,250
Howell County $143,000 $548,250
Iron County $97,000 $548,250
Jackson County $339,000 $548,250
Jasper County $155,000 $548,250
Jefferson County $261,000 $548,250
Johnson County $193,000 $548,250
Knox County $84,000 $548,250
Laclede County $133,000 $548,250
Lafayette County $339,000 $548,250
Lawrence County $126,000 $548,250
Lewis County $120,000 $548,250
Lincoln County $261,000 $548,250
Linn County $79,000 $548,250
Livingston County $138,000 $548,250
McDonald County $122,000 $548,250
Macon County $120,000 $548,250
Madison County $113,000 $548,250
Maries County $134,000 $548,250
Marion County $147,000 $548,250
Mercer County $110,000 $548,250
Miller County $161,000 $548,250
Mississippi County $113,000 $548,250
Moniteau County $195,000 $548,250
Monroe County $158,000 $548,250
Montgomery County $122,000 $548,250
Morgan County $170,000 $548,250
New Madrid County $133,000 $548,250
Newton County $155,000 $548,250
Nodaway County $133,000 $548,250
Oregon County $105,000 $548,250
Osage County $195,000 $548,250
Ozark County $115,000 $548,250
Pemiscot County $97,000 $548,250
Perry County $154,000 $548,250
Pettis County $145,000 $548,250
Phelps County $145,000 $548,250
Pike County $122,000 $548,250
Platte County $339,000 $548,250
Polk County $220,000 $548,250
Pulaski County $169,000 $548,250
Putnam County $104,000 $548,250
Ralls County $147,000 $548,250
Randolph County $108,000 $548,250
Ray County $339,000 $548,250
Reynolds County $125,000 $548,250
Ripley County $135,000 $548,250
St. Charles County $261,000 $548,250
St. Clair County $94,000 $548,250
Ste. Genevieve County $164,000 $548,250
St. Francois County $162,000 $548,250
St. Louis County $261,000 $548,250
Saline County $118,000 $548,250
Schuyler County $141,000 $548,250
Scotland County $101,000 $548,250
Scott County $132,000 $548,250
Shannon County $119,000 $548,250
Shelby County $80,000 $548,250
Stoddard County $124,000 $548,250
Stone County $197,000 $548,250
Sullivan County $89,000 $548,250
Taney County $181,000 $548,250
Texas County $128,000 $548,250
Vernon County $115,000 $548,250
Warren County $261,000 $548,250
Washington County $109,000 $548,250
Wayne County $92,000 $548,250
Webster County $220,000 $548,250
Worth County $77,000 $548,250
Wright County $120,000 $548,250
St. Louis city $261,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021