Missouri Loan Limits

2022 Loan Limits

2022 Loan limits in Missouri by county. Click on the map or table below to view loan limits for a particular county.

Missouri Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Missouri. The conforming loan limits for a single-family home anywhere in Missouri is $647,200.

Loan limits in Missouri are based on the median home price in each county of Missouri. Based on home prices across the state, all areas in Missouri have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Missouri (115)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Adair County $151,000 $647,200
Andrew County $179,000 $647,200
Atchison County $135,000 $647,200
Audrain County $119,000 $647,200
Barry County $153,000 $647,200
Barton County $112,000 $647,200
Bates County $375,000 $647,200
Benton County $143,000 $647,200
Bollinger County $188,000 $647,200
Boone County $242,000 $647,200
Buchanan County $179,000 $647,200
Butler County $145,000 $647,200
Caldwell County $375,000 $647,200
Callaway County $195,000 $647,200
Camden County $297,000 $647,200
Cape Girardeau County $188,000 $647,200
Carroll County $108,000 $647,200
Carter County $139,000 $647,200
Cass County $375,000 $647,200
Cedar County $138,000 $647,200
Chariton County $125,000 $647,200
Christian County $245,000 $647,200
Clark County $97,000 $647,200
Clay County $375,000 $647,200
Clinton County $375,000 $647,200
Cole County $195,000 $647,200
Cooper County $242,000 $647,200
Crawford County $151,000 $647,200
Dade County $102,000 $647,200
Dallas County $245,000 $647,200
Daviess County $156,000 $647,200
DeKalb County $179,000 $647,200
Dent County $129,000 $647,200
Douglas County $142,000 $647,200
Dunklin County $94,000 $647,200
Franklin County $286,000 $647,200
Gasconade County $163,000 $647,200
Gentry County $126,000 $647,200
Greene County $245,000 $647,200
Grundy County $120,000 $647,200
Harrison County $123,000 $647,200
Henry County $138,000 $647,200
Hickory County $110,000 $647,200
Holt County $138,000 $647,200
Howard County $242,000 $647,200
Howell County $157,000 $647,200
Iron County $99,000 $647,200
Jackson County $375,000 $647,200
Jasper County $175,000 $647,200
Jefferson County $286,000 $647,200
Johnson County $216,000 $647,200
Knox County $92,000 $647,200
Laclede County $139,000 $647,200
Lafayette County $375,000 $647,200
Lawrence County $160,000 $647,200
Lewis County $139,000 $647,200
Lincoln County $286,000 $647,200
Linn County $87,000 $647,200
Livingston County $150,000 $647,200
McDonald County $150,000 $647,200
Macon County $128,000 $647,200
Madison County $139,000 $647,200
Maries County $157,000 $647,200
Marion County $163,000 $647,200
Mercer County $110,000 $647,200
Miller County $178,000 $647,200
Mississippi County $113,000 $647,200
Moniteau County $195,000 $647,200
Monroe County $158,000 $647,200
Montgomery County $132,000 $647,200
Morgan County $225,000 $647,200
New Madrid County $133,000 $647,200
Newton County $175,000 $647,200
Nodaway County $154,000 $647,200
Oregon County $114,000 $647,200
Osage County $195,000 $647,200
Ozark County $127,000 $647,200
Pemiscot County $99,000 $647,200
Perry County $164,000 $647,200
Pettis County $145,000 $647,200
Phelps County $145,000 $647,200
Pike County $153,000 $647,200
Platte County $375,000 $647,200
Polk County $245,000 $647,200
Pulaski County $181,000 $647,200
Putnam County $118,000 $647,200
Ralls County $163,000 $647,200
Randolph County $128,000 $647,200
Ray County $375,000 $647,200
Reynolds County $127,000 $647,200
Ripley County $145,000 $647,200
St. Charles County $286,000 $647,200
St. Clair County $120,000 $647,200
Ste. Genevieve County $169,000 $647,200
St. Francois County $166,000 $647,200
St. Louis County $286,000 $647,200
Saline County $128,000 $647,200
Schuyler County $151,000 $647,200
Scotland County $113,000 $647,200
Scott County $143,000 $647,200
Shannon County $135,000 $647,200
Shelby County $80,000 $647,200
Stoddard County $125,000 $647,200
Stone County $225,000 $647,200
Sullivan County $97,000 $647,200
Taney County $199,000 $647,200
Texas County $136,000 $647,200
Vernon County $115,000 $647,200
Warren County $286,000 $647,200
Washington County $115,000 $647,200
Wayne County $125,000 $647,200
Webster County $245,000 $647,200
Worth County $78,000 $647,200
Wright County $160,000 $647,200
St. Louis city $286,000 $647,200

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022