2024 Loan limits in Maryland by county. Click on the map below to view loan limits for a particular county.
Maryland Map
Maryland has 24 counties, with conforming loan limits for a single-family home ranging from $766,550 in Allegany County to $1,149,825 in Calvert County.
Maryland has 19 counties with standard or low-cost loan limits equal to the national baseline; 5 counties with high-cost loan limits equal to the national ceiling; and 0 counties with mid-range loan limits that are between the baseline and ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in Maryland (24)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Calvert County | $1,072,000 | $1,149,825 |
| Charles County | $1,072,000 | $1,149,825 |
| Frederick County | $1,072,000 | $1,149,825 |
| Montgomery County | $1,072,000 | $1,149,825 |
| Prince George's County | $1,072,000 | $1,149,825 |
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Allegany County | $151,000 | $766,550 |
| Anne Arundel County | $580,000 | $766,550 |
| Baltimore County | $580,000 | $766,550 |
| Caroline County | $231,000 | $766,550 |
| Carroll County | $580,000 | $766,550 |
| Cecil County | $485,000 | $766,550 |
| Dorchester County | $220,000 | $766,550 |
| Garrett County | $215,000 | $766,550 |
| Harford County | $580,000 | $766,550 |
| Howard County | $580,000 | $766,550 |
| Kent County | $274,000 | $766,550 |
| Queen Anne's County | $580,000 | $766,550 |
| St. Mary's County | $365,000 | $766,550 |
| Somerset County | $400,000 | $766,550 |
| Talbot County | $392,000 | $766,550 |
| Washington County | $269,000 | $766,550 |
| Wicomico County | $400,000 | $766,550 |
| Worcester County | $400,000 | $766,550 |
| Baltimore city | $580,000 | $766,550 |
More on Maryland
- Fair Market Rents to view 40th percentile FMRs in Maryland
- Property Taxes to find Property Taxes in Maryland
- Income Limits to learn more about income assistance in Maryland
- Housing Authorites to find Housing Authorities in Maryland
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 2, 2024