Maryland Loan Limits

2022 Loan Limits

2022 Loan limits in Maryland by county. Click on the map or table below to view loan limits for a particular county.

Maryland Map

Minimum Loan Limit
Maximum Loan Limit

Maryland has 24 counties, with conforming loan limits for a single-family home ranging from $647,200 in Allegany County to $970,800 in Montgomery County.

Maryland has 19 counties with standard or low-cost loan limits equal to the national baseline; 5 counties with high-cost loan limits equal to the national ceiling; and 0 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Maryland (24)

High-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Calvert County $975,000 $970,800
Charles County $975,000 $970,800
Frederick County $975,000 $970,800
Montgomery County $975,000 $970,800
Prince George's County $975,000 $970,800

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Allegany County $146,000 $647,200
Anne Arundel County $507,000 $647,200
Baltimore County $507,000 $647,200
Caroline County $224,000 $647,200
Carroll County $507,000 $647,200
Cecil County $415,000 $647,200
Dorchester County $196,000 $647,200
Garrett County $205,000 $647,200
Harford County $507,000 $647,200
Howard County $507,000 $647,200
Kent County $253,000 $647,200
Queen Anne's County $507,000 $647,200
St. Mary's County $328,000 $647,200
Somerset County $325,000 $647,200
Talbot County $375,000 $647,200
Washington County $230,000 $647,200
Wicomico County $325,000 $647,200
Worcester County $325,000 $647,200
Baltimore city $507,000 $647,200

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022