Maryland Loan Limits

2021 Loan Limits

2021 Loan limits in Maryland by county. Click on the map or table below to view loan limits for a particular county.

Maryland Map

Minimum Loan Limit
Maximum Loan Limit

Maryland has 24 counties, with conforming loan limits for a single-family home ranging from $548,250 in Allegany County to $822,375 in Montgomery County.

Maryland has 19 counties with standard or low-cost loan limits equal to the national baseline; 5 counties with high-cost loan limits equal to the national ceiling; and 0 counties with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Maryland (24)

High-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Calvert County $823,000 $822,375
Charles County $823,000 $822,375
Frederick County $823,000 $822,375
Montgomery County $823,000 $822,375
Prince George's County $823,000 $822,375

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Allegany County $127,000 $548,250
Anne Arundel County $468,000 $548,250
Baltimore County $468,000 $548,250
Caroline County $192,000 $548,250
Carroll County $468,000 $548,250
Cecil County $375,000 $548,250
Dorchester County $194,000 $548,250
Garrett County $203,000 $548,250
Harford County $468,000 $548,250
Howard County $468,000 $548,250
Kent County $253,000 $548,250
Queen Anne's County $468,000 $548,250
St. Mary's County $302,000 $548,250
Somerset County $300,000 $548,250
Talbot County $355,000 $548,250
Washington County $210,000 $548,250
Wicomico County $300,000 $548,250
Worcester County $300,000 $548,250
Baltimore city $468,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021