Maine Loan Limits

2021 Loan Limits

2021 Loan limits in Maine by county. Click on the map or table below to view loan limits for a particular county.

Maine Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Maine. The conforming loan limits for a single-family home anywhere in Maine is $548,250.

Loan limits in Maine are based on the median home price in each county of Maine. Based on home prices across the state, all areas in Maine have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Maine (16)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Androscoggin County $203,000 $548,250
Aroostook County $127,000 $548,250
Cumberland County $351,000 $548,250
Franklin County $161,000 $548,250
Hancock County $236,000 $548,250
Kennebec County $188,000 $548,250
Knox County $243,000 $548,250
Lincoln County $249,000 $548,250
Oxford County $194,000 $548,250
Penobscot County $192,000 $548,250
Piscataquis County $132,000 $548,250
Sagadahoc County $351,000 $548,250
Somerset County $157,000 $548,250
Waldo County $213,000 $548,250
Washington County $153,000 $548,250
York County $351,000 $548,250

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021