Iowa Loan Limits

2022 Loan Limits

2022 Loan limits in Iowa by county. Click on the map or table below to view loan limits for a particular county.

Iowa Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Iowa. The conforming loan limits for a single-family home anywhere in Iowa is $647,200.

Loan limits in Iowa are based on the median home price in each county of Iowa. Based on home prices across the state, all areas in Iowa have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Iowa (99)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Adair County $123,000 $647,200
Adams County $103,000 $647,200
Allamakee County $100,000 $647,200
Appanoose County $67,000 $647,200
Audubon County $93,000 $647,200
Benton County $175,000 $647,200
Black Hawk County $152,000 $647,200
Boone County $215,000 $647,200
Bremer County $152,000 $647,200
Buchanan County $147,000 $647,200
Buena Vista County $144,000 $647,200
Butler County $110,000 $647,200
Calhoun County $72,000 $647,200
Carroll County $139,000 $647,200
Cass County $87,000 $647,200
Cedar County $160,000 $647,200
Cerro Gordo County $122,000 $647,200
Cherokee County $90,000 $647,200
Chickasaw County $129,000 $647,200
Clarke County $129,000 $647,200
Clay County $132,000 $647,200
Clayton County $117,000 $647,200
Clinton County $106,000 $647,200
Crawford County $96,000 $647,200
Dallas County $269,000 $647,200
Davis County $145,000 $647,200
Decatur County $103,000 $647,200
Delaware County $125,000 $647,200
Des Moines County $116,000 $647,200
Dickinson County $213,000 $647,200
Dubuque County $181,000 $647,200
Emmet County $90,000 $647,200
Fayette County $84,000 $647,200
Floyd County $108,000 $647,200
Franklin County $95,000 $647,200
Fremont County $128,000 $647,200
Greene County $91,000 $647,200
Grundy County $152,000 $647,200
Guthrie County $269,000 $647,200
Hamilton County $155,000 $647,200
Hancock County $115,000 $647,200
Hardin County $101,000 $647,200
Harrison County $249,000 $647,200
Henry County $120,000 $647,200
Howard County $101,000 $647,200
Humboldt County $119,000 $647,200
Ida County $113,000 $647,200
Iowa County $153,000 $647,200
Jackson County $117,000 $647,200
Jasper County $269,000 $647,200
Jefferson County $125,000 $647,200
Johnson County $271,000 $647,200
Jones County $175,000 $647,200
Keokuk County $76,000 $647,200
Kossuth County $87,000 $647,200
Lee County $97,000 $647,200
Linn County $175,000 $647,200
Louisa County $107,000 $647,200
Lucas County $117,000 $647,200
Lyon County $130,000 $647,200
Madison County $269,000 $647,200
Mahaska County $139,000 $647,200
Marion County $175,000 $647,200
Marshall County $106,000 $647,200
Mills County $249,000 $647,200
Mitchell County $121,000 $647,200
Monona County $92,000 $647,200
Monroe County $103,000 $647,200
Montgomery County $100,000 $647,200
Muscatine County $134,000 $647,200
O'Brien County $117,000 $647,200
Osceola County $110,000 $647,200
Page County $88,000 $647,200
Palo Alto County $91,000 $647,200
Plymouth County $163,000 $647,200
Pocahontas County $69,000 $647,200
Polk County $269,000 $647,200
Pottawattamie County $249,000 $647,200
Poweshiek County $131,000 $647,200
Ringgold County $106,000 $647,200
Sac County $92,000 $647,200
Scott County $180,000 $647,200
Shelby County $115,000 $647,200
Sioux County $167,000 $647,200
Story County $215,000 $647,200
Tama County $101,000 $647,200
Taylor County $72,000 $647,200
Union County $85,000 $647,200
Van Buren County $82,000 $647,200
Wapello County $82,000 $647,200
Warren County $269,000 $647,200
Washington County $271,000 $647,200
Wayne County $100,000 $647,200
Webster County $87,000 $647,200
Winnebago County $100,000 $647,200
Winneshiek County $168,000 $647,200
Woodbury County $250,000 $647,200
Worth County $122,000 $647,200
Wright County $78,000 $647,200

Citation

Link to this Page:

Questions or Comments? Contact us

Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022