Iowa Loan Limits

2021 Loan Limits

2021 Loan limits in Iowa by county. Click on the map or table below to view loan limits for a particular county.

Iowa Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Iowa. The conforming loan limits for a single-family home anywhere in Iowa is $548,250.

Loan limits in Iowa are based on the median home price in each county of Iowa. Based on home prices across the state, all areas in Iowa have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Iowa (99)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Adair County $80,000 $548,250
Adams County $66,000 $548,250
Allamakee County $100,000 $548,250
Appanoose County $67,000 $548,250
Audubon County $71,000 $548,250
Benton County $165,000 $548,250
Black Hawk County $148,000 $548,250
Boone County $206,000 $548,250
Bremer County $148,000 $548,250
Buchanan County $147,000 $548,250
Buena Vista County $120,000 $548,250
Butler County $110,000 $548,250
Calhoun County $72,000 $548,250
Carroll County $139,000 $548,250
Cass County $87,000 $548,250
Cedar County $144,000 $548,250
Cerro Gordo County $118,000 $548,250
Cherokee County $90,000 $548,250
Chickasaw County $114,000 $548,250
Clarke County $107,000 $548,250
Clay County $132,000 $548,250
Clayton County $117,000 $548,250
Clinton County $106,000 $548,250
Crawford County $96,000 $548,250
Dallas County $251,000 $548,250
Davis County $145,000 $548,250
Decatur County $103,000 $548,250
Delaware County $125,000 $548,250
Des Moines County $116,000 $548,250
Dickinson County $195,000 $548,250
Dubuque County $165,000 $548,250
Emmet County $90,000 $548,250
Fayette County $84,000 $548,250
Floyd County $108,000 $548,250
Franklin County $95,000 $548,250
Fremont County $107,000 $548,250
Greene County $91,000 $548,250
Grundy County $148,000 $548,250
Guthrie County $251,000 $548,250
Hamilton County $95,000 $548,250
Hancock County $115,000 $548,250
Hardin County $101,000 $548,250
Harrison County $226,000 $548,250
Henry County $112,000 $548,250
Howard County $101,000 $548,250
Humboldt County $98,000 $548,250
Ida County $92,000 $548,250
Iowa County $153,000 $548,250
Jackson County $117,000 $548,250
Jasper County $251,000 $548,250
Jefferson County $119,000 $548,250
Johnson County $259,000 $548,250
Jones County $165,000 $548,250
Keokuk County $76,000 $548,250
Kossuth County $87,000 $548,250
Lee County $97,000 $548,250
Linn County $165,000 $548,250
Louisa County $107,000 $548,250
Lucas County $92,000 $548,250
Lyon County $114,000 $548,250
Madison County $251,000 $548,250
Mahaska County $139,000 $548,250
Marion County $143,000 $548,250
Marshall County $106,000 $548,250
Mills County $226,000 $548,250
Mitchell County $121,000 $548,250
Monona County $92,000 $548,250
Monroe County $103,000 $548,250
Montgomery County $84,000 $548,250
Muscatine County $134,000 $548,250
O'Brien County $110,000 $548,250
Osceola County $89,000 $548,250
Page County $88,000 $548,250
Palo Alto County $91,000 $548,250
Plymouth County $145,000 $548,250
Pocahontas County $69,000 $548,250
Polk County $251,000 $548,250
Pottawattamie County $226,000 $548,250
Poweshiek County $131,000 $548,250
Ringgold County $106,000 $548,250
Sac County $92,000 $548,250
Scott County $166,000 $548,250
Shelby County $100,000 $548,250
Sioux County $149,000 $548,250
Story County $206,000 $548,250
Tama County $101,000 $548,250
Taylor County $72,000 $548,250
Union County $85,000 $548,250
Van Buren County $82,000 $548,250
Wapello County $82,000 $548,250
Warren County $251,000 $548,250
Washington County $259,000 $548,250
Wayne County $91,000 $548,250
Webster County $80,000 $548,250
Winnebago County $100,000 $548,250
Winneshiek County $159,000 $548,250
Woodbury County $217,000 $548,250
Worth County $118,000 $548,250
Wright County $78,000 $548,250

Citation

Link to this Page:

Questions or Comments? Contact us

Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021