Iowa Loan Limits

2024 Loan Limits

2024 Loan limits in Iowa by county. Click on the map below to view loan limits for a particular county.

Iowa Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Iowa. The conforming loan limits for a single-family home anywhere in Iowa is $766,550.

Loan limits in Iowa are based on the median home price in each county of Iowa. Based on home prices across the state, all areas in Iowa have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Iowa (99)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Adair County $123,000 $766,550
Adams County $103,000 $766,550
Allamakee County $118,000 $766,550
Appanoose County $88,000 $766,550
Audubon County $93,000 $766,550
Benton County $187,000 $766,550
Black Hawk County $175,000 $766,550
Boone County $245,000 $766,550
Bremer County $175,000 $766,550
Buchanan County $150,000 $766,550
Buena Vista County $150,000 $766,550
Butler County $130,000 $766,550
Calhoun County $77,000 $766,550
Carroll County $150,000 $766,550
Cass County $100,000 $766,550
Cedar County $187,000 $766,550
Cerro Gordo County $150,000 $766,550
Cherokee County $100,000 $766,550
Chickasaw County $130,000 $766,550
Clarke County $129,000 $766,550
Clay County $145,000 $766,550
Clayton County $129,000 $766,550
Clinton County $121,000 $766,550
Crawford County $110,000 $766,550
Dallas County $328,000 $766,550
Davis County $145,000 $766,550
Decatur County $103,000 $766,550
Delaware County $169,000 $766,550
Des Moines County $189,000 $766,550
Dickinson County $290,000 $766,550
Dubuque County $200,000 $766,550
Emmet County $94,000 $766,550
Fayette County $88,000 $766,550
Floyd County $108,000 $766,550
Franklin County $95,000 $766,550
Fremont County $128,000 $766,550
Greene County $93,000 $766,550
Grundy County $175,000 $766,550
Guthrie County $328,000 $766,550
Hamilton County $155,000 $766,550
Hancock County $127,000 $766,550
Hardin County $101,000 $766,550
Harrison County $325,000 $766,550
Henry County $146,000 $766,550
Howard County $127,000 $766,550
Humboldt County $137,000 $766,550
Ida County $113,000 $766,550
Iowa County $153,000 $766,550
Jackson County $134,000 $766,550
Jasper County $328,000 $766,550
Jefferson County $130,000 $766,550
Johnson County $315,000 $766,550
Jones County $187,000 $766,550
Keokuk County $95,000 $766,550
Kossuth County $102,000 $766,550
Lee County $113,000 $766,550
Linn County $187,000 $766,550
Louisa County $107,000 $766,550
Lucas County $117,000 $766,550
Lyon County $165,000 $766,550
Madison County $328,000 $766,550
Mahaska County $139,000 $766,550
Marion County $175,000 $766,550
Marshall County $127,000 $766,550
Mills County $325,000 $766,550
Mitchell County $140,000 $766,550
Monona County $105,000 $766,550
Monroe County $103,000 $766,550
Montgomery County $100,000 $766,550
Muscatine County $153,000 $766,550
O'Brien County $125,000 $766,550
Osceola County $110,000 $766,550
Page County $88,000 $766,550
Palo Alto County $98,000 $766,550
Plymouth County $193,000 $766,550
Pocahontas County $69,000 $766,550
Polk County $328,000 $766,550
Pottawattamie County $325,000 $766,550
Poweshiek County $161,000 $766,550
Ringgold County $106,000 $766,550
Sac County $92,000 $766,550
Scott County $195,000 $766,550
Shelby County $145,000 $766,550
Sioux County $190,000 $766,550
Story County $245,000 $766,550
Tama County $105,000 $766,550
Taylor County $72,000 $766,550
Union County $89,000 $766,550
Van Buren County $82,000 $766,550
Wapello County $82,000 $766,550
Warren County $328,000 $766,550
Washington County $315,000 $766,550
Wayne County $100,000 $766,550
Webster County $110,000 $766,550
Winnebago County $122,000 $766,550
Winneshiek County $183,000 $766,550
Woodbury County $359,000 $766,550
Worth County $150,000 $766,550
Wright County $80,000 $766,550

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FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2024