Illinois Loan Limits

2022 Loan Limits

2022 Loan limits in Illinois by county. Click on the map or table below to view loan limits for a particular county.

Illinois Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Illinois. The conforming loan limits for a single-family home anywhere in Illinois is $647,200.

Loan limits in Illinois are based on the median home price in each county of Illinois. Based on home prices across the state, all areas in Illinois have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Illinois (102)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $139,000 $647,200
Alexander County $188,000 $647,200
Bond County $286,000 $647,200
Boone County $295,000 $647,200
Brown County $92,000 $647,200
Bureau County $149,000 $647,200
Calhoun County $286,000 $647,200
Carroll County $100,000 $647,200
Cass County $96,000 $647,200
Champaign County $184,000 $647,200
Christian County $87,000 $647,200
Clark County $89,000 $647,200
Clay County $85,000 $647,200
Clinton County $286,000 $647,200
Coles County $110,000 $647,200
Cook County $360,000 $647,200
Crawford County $76,000 $647,200
Cumberland County $110,000 $647,200
DeKalb County $360,000 $647,200
De Witt County $112,000 $647,200
Douglas County $111,000 $647,200
DuPage County $360,000 $647,200
Edgar County $90,000 $647,200
Edwards County $75,000 $647,200
Effingham County $135,000 $647,200
Fayette County $89,000 $647,200
Ford County $114,000 $647,200
Franklin County $86,000 $647,200
Fulton County $150,000 $647,200
Gallatin County $63,000 $647,200
Greene County $98,000 $647,200
Grundy County $360,000 $647,200
Hamilton County $99,000 $647,200
Hancock County $97,000 $647,200
Hardin County $79,000 $647,200
Henderson County $116,000 $647,200
Henry County $180,000 $647,200
Iroquois County $111,000 $647,200
Jackson County $122,000 $647,200
Jasper County $118,000 $647,200
Jefferson County $93,000 $647,200
Jersey County $286,000 $647,200
Jo Daviess County $160,000 $647,200
Johnson County $122,000 $647,200
Kane County $360,000 $647,200
Kankakee County $153,000 $647,200
Kendall County $360,000 $647,200
Knox County $89,000 $647,200
Lake County $360,000 $647,200
LaSalle County $149,000 $647,200
Lawrence County $89,000 $647,200
Lee County $118,000 $647,200
Livingston County $116,000 $647,200
Logan County $102,000 $647,200
McDonough County $100,000 $647,200
McHenry County $360,000 $647,200
McLean County $170,000 $647,200
Macon County $100,000 $647,200
Macoupin County $286,000 $647,200
Madison County $286,000 $647,200
Marion County $73,000 $647,200
Marshall County $150,000 $647,200
Mason County $87,000 $647,200
Massac County $163,000 $647,200
Menard County $142,000 $647,200
Mercer County $180,000 $647,200
Monroe County $286,000 $647,200
Montgomery County $77,000 $647,200
Morgan County $238,000 $647,200
Moultrie County $110,000 $647,200
Ogle County $151,000 $647,200
Peoria County $150,000 $647,200
Perry County $84,000 $647,200
Piatt County $184,000 $647,200
Pike County $97,000 $647,200
Pope County $142,000 $647,200
Pulaski County $70,000 $647,200
Putnam County $149,000 $647,200
Randolph County $85,000 $647,200
Richland County $102,000 $647,200
Rock Island County $180,000 $647,200
St. Clair County $286,000 $647,200
Saline County $65,000 $647,200
Sangamon County $142,000 $647,200
Schuyler County $90,000 $647,200
Scott County $238,000 $647,200
Shelby County $102,000 $647,200
Stark County $150,000 $647,200
Stephenson County $121,000 $647,200
Tazewell County $150,000 $647,200
Union County $125,000 $647,200
Vermilion County $75,000 $647,200
Wabash County $96,000 $647,200
Warren County $90,000 $647,200
Washington County $120,000 $647,200
Wayne County $76,000 $647,200
White County $75,000 $647,200
Whiteside County $114,000 $647,200
Will County $360,000 $647,200
Williamson County $122,000 $647,200
Winnebago County $295,000 $647,200
Woodford County $150,000 $647,200

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2022