Illinois Loan Limits

2024 Loan Limits

2024 Loan limits in Illinois by county. Click on the map below to view loan limits for a particular county.

Illinois Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Illinois. The conforming loan limits for a single-family home anywhere in Illinois is $766,550.

Loan limits in Illinois are based on the median home price in each county of Illinois. Based on home prices across the state, all areas in Illinois have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Illinois (102)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $139,000 $766,550
Alexander County $205,000 $766,550
Bond County $350,000 $766,550
Boone County $295,000 $766,550
Brown County $92,000 $766,550
Bureau County $320,000 $766,550
Calhoun County $350,000 $766,550
Carroll County $100,000 $766,550
Cass County $102,000 $766,550
Champaign County $190,000 $766,550
Christian County $87,000 $766,550
Clark County $97,000 $766,550
Clay County $85,000 $766,550
Clinton County $350,000 $766,550
Coles County $129,000 $766,550
Cook County $400,000 $766,550
Crawford County $82,000 $766,550
Cumberland County $129,000 $766,550
DeKalb County $400,000 $766,550
De Witt County $112,000 $766,550
Douglas County $151,000 $766,550
DuPage County $400,000 $766,550
Edgar County $104,000 $766,550
Edwards County $75,000 $766,550
Effingham County $135,000 $766,550
Fayette County $89,000 $766,550
Ford County $114,000 $766,550
Franklin County $101,000 $766,550
Fulton County $150,000 $766,550
Gallatin County $74,000 $766,550
Greene County $108,000 $766,550
Grundy County $400,000 $766,550
Hamilton County $99,000 $766,550
Hancock County $113,000 $766,550
Hardin County $79,000 $766,550
Henderson County $189,000 $766,550
Henry County $195,000 $766,550
Iroquois County $111,000 $766,550
Jackson County $146,000 $766,550
Jasper County $118,000 $766,550
Jefferson County $93,000 $766,550
Jersey County $350,000 $766,550
Jo Daviess County $200,000 $766,550
Johnson County $146,000 $766,550
Kane County $400,000 $766,550
Kankakee County $153,000 $766,550
Kendall County $400,000 $766,550
Knox County $91,000 $766,550
Lake County $400,000 $766,550
LaSalle County $320,000 $766,550
Lawrence County $89,000 $766,550
Lee County $120,000 $766,550
Livingston County $116,000 $766,550
Logan County $109,000 $766,550
McDonough County $100,000 $766,550
McHenry County $400,000 $766,550
McLean County $200,000 $766,550
Macon County $109,000 $766,550
Macoupin County $350,000 $766,550
Madison County $350,000 $766,550
Marion County $75,000 $766,550
Marshall County $150,000 $766,550
Mason County $87,000 $766,550
Massac County $163,000 $766,550
Menard County $142,000 $766,550
Mercer County $195,000 $766,550
Monroe County $350,000 $766,550
Montgomery County $82,000 $766,550
Morgan County $238,000 $766,550
Moultrie County $110,000 $766,550
Ogle County $152,000 $766,550
Peoria County $150,000 $766,550
Perry County $84,000 $766,550
Piatt County $190,000 $766,550
Pike County $105,000 $766,550
Pope County $142,000 $766,550
Pulaski County $84,000 $766,550
Putnam County $320,000 $766,550
Randolph County $93,000 $766,550
Richland County $115,000 $766,550
Rock Island County $195,000 $766,550
St. Clair County $350,000 $766,550
Saline County $65,000 $766,550
Sangamon County $142,000 $766,550
Schuyler County $90,000 $766,550
Scott County $238,000 $766,550
Shelby County $102,000 $766,550
Stark County $150,000 $766,550
Stephenson County $133,000 $766,550
Tazewell County $150,000 $766,550
Union County $140,000 $766,550
Vermilion County $75,000 $766,550
Wabash County $102,000 $766,550
Warren County $90,000 $766,550
Washington County $120,000 $766,550
Wayne County $76,000 $766,550
White County $75,000 $766,550
Whiteside County $114,000 $766,550
Will County $400,000 $766,550
Williamson County $146,000 $766,550
Winnebago County $295,000 $766,550
Woodford County $150,000 $766,550

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FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2024