Illinois Loan Limits

2021 Loan Limits

2021 Loan limits in Illinois by county. Click on the map or table below to view loan limits for a particular county.

Illinois Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Illinois. The conforming loan limits for a single-family home anywhere in Illinois is $548,250.

Loan limits in Illinois are based on the median home price in each county of Illinois. Based on home prices across the state, all areas in Illinois have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Illinois (102)

Low-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $120,000 $548,250
Alexander County $185,000 $548,250
Bond County $261,000 $548,250
Boone County $295,000 $548,250
Brown County $92,000 $548,250
Bureau County $149,000 $548,250
Calhoun County $261,000 $548,250
Carroll County $100,000 $548,250
Cass County $81,000 $548,250
Champaign County $168,000 $548,250
Christian County $87,000 $548,250
Clark County $89,000 $548,250
Clay County $85,000 $548,250
Clinton County $261,000 $548,250
Coles County $110,000 $548,250
Cook County $330,000 $548,250
Crawford County $76,000 $548,250
Cumberland County $110,000 $548,250
DeKalb County $330,000 $548,250
De Witt County $112,000 $548,250
Douglas County $111,000 $548,250
DuPage County $330,000 $548,250
Edgar County $90,000 $548,250
Edwards County $75,000 $548,250
Effingham County $134,000 $548,250
Fayette County $89,000 $548,250
Ford County $114,000 $548,250
Franklin County $82,000 $548,250
Fulton County $150,000 $548,250
Gallatin County $63,000 $548,250
Greene County $98,000 $548,250
Grundy County $330,000 $548,250
Hamilton County $99,000 $548,250
Hancock County $97,000 $548,250
Hardin County $79,000 $548,250
Henderson County $116,000 $548,250
Henry County $166,000 $548,250
Iroquois County $111,000 $548,250
Jackson County $110,000 $548,250
Jasper County $118,000 $548,250
Jefferson County $93,000 $548,250
Jersey County $261,000 $548,250
Jo Daviess County $141,000 $548,250
Johnson County $110,000 $548,250
Kane County $330,000 $548,250
Kankakee County $153,000 $548,250
Kendall County $330,000 $548,250
Knox County $89,000 $548,250
Lake County $330,000 $548,250
LaSalle County $149,000 $548,250
Lawrence County $78,000 $548,250
Lee County $118,000 $548,250
Livingston County $116,000 $548,250
Logan County $102,000 $548,250
McDonough County $100,000 $548,250
McHenry County $330,000 $548,250
McLean County $163,000 $548,250
Macon County $100,000 $548,250
Macoupin County $261,000 $548,250
Madison County $261,000 $548,250
Marion County $73,000 $548,250
Marshall County $150,000 $548,250
Mason County $87,000 $548,250
Massac County $163,000 $548,250
Menard County $142,000 $548,250
Mercer County $166,000 $548,250
Monroe County $261,000 $548,250
Montgomery County $77,000 $548,250
Morgan County $238,000 $548,250
Moultrie County $110,000 $548,250
Ogle County $151,000 $548,250
Peoria County $150,000 $548,250
Perry County $84,000 $548,250
Piatt County $168,000 $548,250
Pike County $87,000 $548,250
Pope County $142,000 $548,250
Pulaski County $70,000 $548,250
Putnam County $149,000 $548,250
Randolph County $83,000 $548,250
Richland County $96,000 $548,250
Rock Island County $166,000 $548,250
St. Clair County $261,000 $548,250
Saline County $65,000 $548,250
Sangamon County $142,000 $548,250
Schuyler County $90,000 $548,250
Scott County $238,000 $548,250
Shelby County $102,000 $548,250
Stark County $150,000 $548,250
Stephenson County $121,000 $548,250
Tazewell County $150,000 $548,250
Union County $111,000 $548,250
Vermilion County $75,000 $548,250
Wabash County $96,000 $548,250
Warren County $90,000 $548,250
Washington County $120,000 $548,250
Wayne County $76,000 $548,250
White County $75,000 $548,250
Whiteside County $114,000 $548,250
Will County $330,000 $548,250
Williamson County $110,000 $548,250
Winnebago County $295,000 $548,250
Woodford County $150,000 $548,250

Citation

Link to this Page:

Questions or Comments? Contact us

Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021