Alaska Loan Limits

2021 Loan Limits

2021 Loan limits in Alaska by county. Click on the map or table below to view loan limits for a particular county.

Alaska Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Alaska. The conforming loan limits for a single-family home anywhere in Alaska is $822,375.

Unlike other areas in the US, loan limits in Alaska are not based on the median home price. Loan limits in Alaska are set equal to the loan limit ceiling in accordance with the 2008 Housing and Economic Recovery Act (HERA) which mandates all loan limits in Alaska be set to the maximum due to high cost of building homes.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Alaska (28)

High-Cost Counties

County Median Home Price Conforming Loan Limit for
Single-Family Home
Aleutians East Borough $214,000 $822,375
Aleutians West Census Area $474,000 $822,375
Anchorage Municipality $363,000 $822,375
Bethel Census Area $208,000 $822,375
Bristol Bay Borough $298,000 $822,375
Denali Borough $259,000 $822,375
Dillingham Census Area $259,000 $822,375
Fairbanks North Star Borough $270,000 $822,375
Haines Borough $256,000 $822,375
Hoonah-Angoon Census Area $253,000 $822,375
Juneau City and Borough $420,000 $822,375
Kenai Peninsula Borough $240,000 $822,375
Ketchikan Gateway Borough $354,000 $822,375
Kodiak Island Borough $363,000 $822,375
Lake and Peninsula Borough $164,000 $822,375
Matanuska-Susitna Borough $363,000 $822,375
Nome Census Area $383,000 $822,375
North Slope Borough $289,000 $822,375
Northwest Arctic Borough $204,000 $822,375
Petersburg Census Area $289,000 $822,375
Prince of Wales-Hyder Census Area $225,000 $822,375
Sitka City and Borough $423,000 $822,375
Skagway Municipality $361,000 $822,375
Southeast Fairbanks Census Area $228,000 $822,375
Valdez-Cordova Census Area $281,000 $822,375
Wrangell City and Borough $289,000 $822,375
Yakutat City and Borough $366,000 $822,375
Yukon-Koyukuk Census Area $117,000 $822,375


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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2021